CostBy County

Tennessee Cost of Living

Housing costs and affordability data for 95 counties.

Average Monthly Rent

$893/mo

Average Home Value

$223,385

Average Owner Cost

$788/mo

37% below national average rentOpen national map

County cost atlas

Tennessee housing costs by county

Compare rent, entry-price context, owner costs, and cost score in one state view. Pin a county, switch layers, then open the full county profile when a place needs closer review.

Counties

95

Avg rent

$893/mo

Owner cost

$788/mo

Avg score

60.7

Higher means lower cost pressure

Atlas layers use U.S. Census Bureau ACS 2020-2024 5-Year Estimates. Rent, owner cost, and home value are county medians. Cost score rewards lower rent and lower owner costs, but affordability still depends on income, household size, commute, debt, and personal finances. Use this as decision context, not personalized financial advice.

State Cost Summary

Use these state averages as a starting point, then scan the atlas and rankings for the county-level spread behind them.

Average Monthly Rent
$893/mo
37% below national median
Average Home Value
$223,385
33% below national median
Avg. Monthly Owner Cost
$788/mo
42% below national median
Affordability Rating
Affordable
Median gross rent is under 30% of renter household income
Cost metrics are county medians from Census ACS 5-Year Estimates. They are useful comparison signals, but they do not include every household cost or reflect personal income, financing, commute, insurance, debt, or household size.

Housing Costs in Tennessee: An Overview

The unweighted mean of county median rents in Tennessee is $893 per month, which is 37% below the national ACS median of $1,413. This gives every county equal weight and is not an official statewide median.

Within Tennessee, housing costs vary significantly by county. Williamson County has the highest median rent in this dataset at $1,969 per month and a median home value of $751,900. Lake County has the lowest reported median rent at $532 per month and a median home value of $97,900.

The unweighted mean of county median home values in Tennessee is $223,385, 33% lower than the national ACS median of $332,700. The unweighted mean of county median household incomes is $61,364; neither figure is a household-weighted statewide estimate.

Before comparing places in Tennessee, start with the county-level pattern. Costs can swing dramatically between rural and urban counties. Use the atlas, rankings, and county links below to compare rent, home values, owner costs, and rent burden before opening a specific county profile.

Distribution

Rent Distribution in Tennessee

How median rents are spread across 95 counties

All Tennessee Counties

Sorted by median rent, highest first. A higher cost score means lower rent and owner cost pressure within the national scoring model.

CountyMedian RentHome ValueOwner CostCost ScoreRent/Income
Williamson County
Over $1,500$1,969/mo
$751,900$2,048/mo2.329.4%
Davidson County
Over $1,500$1,582/mo
$417,400$1,516/mo8.131.8%
Rutherford County
Over $1,500$1,502/mo
$382,600$1,432/mo9.830.8%
Wilson County
$1,000–$1,500$1,486/mo
$428,000$1,499/mo9.129.4%
Sumner County
$1,000–$1,500$1,424/mo
$393,100$1,412/mo10.929.5%
Cheatham County
$1,000–$1,500$1,345/mo
$338,700$1,186/mo16.129.6%
Montgomery County
$1,000–$1,500$1,308/mo
$280,200$1,340/mo13.928.5%
Maury County
$1,000–$1,500$1,300/mo
$355,700$1,154/mo17.928.8%
Knox County
$1,000–$1,500$1,261/mo
$320,900$1,121/mo19.830.1%
Hamilton County
$1,000–$1,500$1,253/mo
$312,800$1,121/mo19.928.1%
Shelby County
$1,000–$1,500$1,232/mo
$249,100$1,223/mo17.532.5%
Robertson County
$1,000–$1,500$1,199/mo
$335,000$1,291/mo16.928.9%
Madison County
$1,000–$1,500$1,123/mo
$211,800$912/mo32.032.3%
Blount County
$1,000–$1,500$1,090/mo
$320,500$1,009/mo28.425.1%
Sevier County
$1,000–$1,500$1,072/mo
$299,000$759/mo44.425.9%
Loudon County
$1,000–$1,500$1,062/mo
$348,000$940/mo32.726.9%
Bedford County
$1,000–$1,500$1,051/mo
$281,200$1,078/mo27.328.4%
Anderson County
$1,000–$1,500$1,031/mo
$239,400$902/mo36.328.0%
Bradley County
$1,000–$1,500$1,030/mo
$261,900$930/mo34.828.3%
Dickson County
$1,000–$1,500$1,015/mo
$306,400$1,034/mo30.622.9%
Tipton County
$1,000–$1,500$1,013/mo
$240,600$1,083/mo28.824.7%
Washington County
$1,000–$1,500$1,005/mo
$249,000$870/mo39.929.3%
Marshall County
Under $1,000$946/mo
$279,800$945/mo38.627.0%
Stewart County
Under $1,000$945/mo
$204,700$631/mo60.320.0%
Smith County
Under $1,000$922/mo
$243,800$806/mo49.524.7%
Coffee County
Under $1,000$913/mo
$246,800$830/mo48.526.2%
Cannon County
Under $1,000$908/mo
$252,000$650/mo62.026.8%
Putnam County
Under $1,000$908/mo
$282,500$910/mo43.629.6%
Jefferson County
Under $1,000$904/mo
$229,300$758/mo54.624.5%
Fayette County
Under $1,000$902/mo
$340,800$1,169/mo33.526.5%
Franklin County
Under $1,000$894/mo
$236,900$861/mo48.326.1%
Hickman County
Under $1,000$893/mo
$224,100$797/mo52.724.3%
Sullivan County
Under $1,000$889/mo
$213,300$726/mo58.327.2%
Meigs County
Under $1,000$875/mo
$180,000$533/mo72.021.5%
Giles County
Under $1,000$862/mo
$234,300$812/mo54.524.3%
Humphreys County
Under $1,000$862/mo
$193,400$654/mo66.026.5%
Crockett County
Under $1,000$857/mo
$158,900$712/mo62.422.7%
Hamblen County
Under $1,000$857/mo
$210,900$684/mo64.527.3%
Lincoln County
Under $1,000$857/mo
$229,700$726/mo61.423.6%
Marion County
Under $1,000$853/mo
$195,200$704/mo63.526.3%
Trousdale County
Under $1,000$853/mo
$337,600$952/mo46.727.3%
White County
Under $1,000$849/mo
$207,200$639/mo68.625.3%
Union County
Under $1,000$847/mo
$204,000$710/mo63.831.4%
Macon County
Under $1,000$846/mo
$225,700$809/mo56.725.7%
Moore County
Under $1,000$841/mo
$285,300$912/mo50.225.8%
Cumberland County
Under $1,000$839/mo
$250,500$696/mo65.723.6%
DeKalb County
Under $1,000$839/mo
$235,500$885/mo52.234.0%
Rhea County
Under $1,000$839/mo
$206,000$660/mo68.326.4%
Overton County
Under $1,000$832/mo
$173,200$524/mo77.128.2%
Bledsoe County
Under $1,000$830/mo
$189,400$466/mo79.024.4%
Warren County
Under $1,000$827/mo
$192,900$632/mo71.727.3%
Gibson County
Under $1,000$819/mo
$156,900$805/mo59.925.6%
Sequatchie County
Under $1,000$818/mo
$232,600$680/mo69.137.5%
Hardeman County
Under $1,000$812/mo
$121,700$772/mo63.132.0%
McMinn County
Under $1,000$803/mo
$211,800$734/mo66.926.9%
Weakley County
Under $1,000$803/mo
$151,200$595/mo76.327.1%
Cocke County
Under $1,000$798/mo
$158,100$570/mo78.627.5%
Hawkins County
Under $1,000$785/mo
$176,300$618/mo77.326.1%
Roane County
Under $1,000$785/mo
$232,900$889/mo58.226.1%
Dyer County
Under $1,000$782/mo
$166,400$772/mo66.824.8%
Hardin County
Under $1,000$775/mo
$160,400$581/mo81.026.7%
Lauderdale County
Under $1,000$774/mo
$143,200$704/mo73.029.9%
Morgan County
Under $1,000$770/mo
$166,300$582/mo81.426.6%
Obion County
Under $1,000$770/mo
$133,600$647/mo77.325.0%
Benton County
Under $1,000$768/mo
$153,600$553/mo83.525.2%
Lawrence County
Under $1,000$763/mo
$194,400$763/mo69.728.8%
Haywood County
Under $1,000$762/mo
$152,400$686/mo75.531.9%
Henry County
Under $1,000$761/mo
$160,200$588/mo82.024.0%
Jackson County
Under $1,000$758/mo
$155,500$525/mo85.826.6%
Perry County
Under $1,000$758/mo
$126,900$647/mo78.722.6%
Decatur County
Under $1,000$757/mo
$139,600$576/mo83.421.6%
Chester County
Under $1,000$756/mo
$164,400$695/mo75.724.7%
Carroll County
Under $1,000$755/mo
$142,400$589/mo82.727.0%
Unicoi County
Under $1,000$750/mo
$189,600$690/mo76.629.8%
Grainger County
Under $1,000$746/mo
$189,200$534/mo86.527.3%
Claiborne County
Under $1,000$745/mo
$159,900$556/mo85.626.9%
Henderson County
Under $1,000$745/mo
$164,800$600/mo82.726.1%
Carter County
Under $1,000$739/mo
$168,200$542/mo86.826.4%
Greene County
Under $1,000$737/mo
$207,500$672/mo79.026.1%
Houston County
Under $1,000$735/mo
$172,700$728/mo75.019.8%
McNairy County
Under $1,000$723/mo
$161,800$632/mo83.023.6%
Campbell County
Under $1,000$716/mo
$186,500$722/mo77.326.3%
Monroe County
Under $1,000$714/mo
$227,500$649/mo82.530.9%
Fentress County
Under $1,000$709/mo
$168,200$495/mo91.228.2%
Lewis County
Under $1,000$708/mo
$173,400$744/mo76.224.9%
Van Buren County
Under $1,000$700/mo
$159,200$563/mo88.919.8%
Scott County
Under $1,000$686/mo
$124,900$506/mo92.528.3%
Polk County
Under $1,000$676/mo
$169,900$548/mo91.429.7%
Johnson County
Under $1,000$674/mo
$178,600$428/mo94.925.4%
Grundy County
Under $1,000$636/mo
$154,000$547/mo93.524.5%
Hancock County
Under $1,000$622/mo
$134,500$398/mo97.533.5%
Wayne County
Under $1,000$619/mo
$130,700$525/mo95.027.8%
Pickett County
Under $1,000$564/mo
$178,500$544/mo95.322.3%
Clay County
Under $1,000$557/mo
$136,400$452/mo98.323.0%
Lake County
Under $1,000$532/mo
$97,900$551/mo95.528.3%

Compare Tennessee to Other States

See how Tennessee counties stack up against counties in other states. Compare rent, home values, and affordability side by side.

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Frequently Asked Questions About Tennessee Housing Costs

Which Tennessee county has the lowest median rent?
Lake County has the lowest median gross rent estimate in this ACS release at $532 per month.
Which Tennessee county has the highest median rent?
Williamson County has the highest median gross rent estimate in this ACS release at $1,969 per month; its median home value estimate is $751,900.
How does Tennessee's cost of living compare to the national average?
The unweighted mean of Tennessee county median rents is $893 per month, 37% below the national ACS median of $1,413.
What is the unweighted county-mean home value in Tennessee?
The unweighted mean of county median home value estimates in Tennessee is $223,385.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.