Cost of Living in Union County, Tennessee

$849/mo
Median Monthly Rent
$186,300
Median Home Value
1% below state averageUnaffordable

At a Glance

Median Monthly Rent
$849/mo
1% below state average
Median Home Value
$186,300
34% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Union County Compares

Median monthly rent comparison

Union County$849/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$849/mo
Median Gross Rent
$186,300
Median Home Value
$680/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Union County, Tennessee

Union County holds steady

Union County renters spend 16.5% of their income on housing—below the national 17.6% average and close to Tennessee's 17.6% state average. With a median income of $61,858 and $849 rent, Union offers a balanced affordability profile for a rural Appalachian county.

Below-average burden statewide

Union County's 16.5% rent-to-income ratio ranks favorably against Tennessee's state average of 17.6%, placing it among the more affordable counties across the state. This modest advantage reflects both reasonable rents and household incomes aligned with state medians.

Union competes with regional peers

At $849 monthly, Union County rent matches neighboring Sullivan County ($850) and Stewart County ($837), keeping it competitive within the rural East Tennessee corridor. The $680 monthly mortgage cost ranks mid-range, reflecting a median home value of $186,300 consistent with county peers.

$61K income, steady housing share

Union County households earning $61,858 allocate 16.5% ($849) to rent or 13.2% ($680) to mortgages—both reasonable percentages that leave room for other expenses. The gap between renter and owner burden suggests Union's housing markets serve both groups relatively fairly.

Union County is a reliable choice

Union County delivers a stable housing equation: below-average rent burdens (16.5%), competitive rents ($849), and modest home values ($186,300). For rural Appalachian living with manageable costs, Union ranks alongside Stewart and Trousdale as a solid relocation option.

Affordability Calculator

See how your income compares to housing costs in Union County

$

Rent Burden

16.5%

of gross income

Max Housing (28% Rule)

$1,443

per month

Owner Cost Burden

13.2%

of gross income

The median home in Union County may be a stretch

Median home value is $186,300. Estimated monthly cost: $1,487 vs. your max of $1,443.

Rent Affordability Guide

Your rent-to-income ratio16.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Union County, Tennessee?
Union County, Tennessee has a median monthly rent of $849/mo and a median home value of $186,300. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Union County?
The median gross rent in Union County is $849/mo. This is 1% below state average for Tennessee.
Is Union County affordable?
Union County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Union County's rent compare to the state average?
Union County's median rent of $849/mo is 1% below state average of $860/mo for Tennessee.
What is the median home value in Union County?
The median home value in Union County, Tennessee is $186,300. This is 34% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.