Cost of Living in Hardin County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hardin County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Hardin County, Tennessee
Hardin rents align with nation
Hardin County's 18.8% rent-to-income ratio sits just slightly above the national average of roughly 18%, making housing costs fairly typical for America. With a median household income of $49,149—below the national median of $74,755—the county offers better affordability than higher-wage regions.
Close to Tennessee average
Hardin County's 18.8% rent-to-income ratio aligns closely with Tennessee's state average of 17.6%, positioning it near the middle of county affordability rankings. The $770 median rent sits slightly below the state average of $860.
Sweet spot between rural and urban
Hardin's $770 rent is cheaper than Hamilton County ($1,163) and Henry County ($741), while household income ($49,149) exceeds rural neighbors like Hancock ($31,995) and Haywood ($43,513). The county strikes a balance between affordability and economic opportunity.
Modest housing costs, modest incomes
Renters spend $770 monthly while homeowners pay $597—a $173 gap favoring ownership on a median income of $4,096. Both leave roughly $3,300 for other expenses, a reasonable cushion by rural Tennessee standards.
Rural balance for budget-conscious movers
Hardin County offers rare middle ground: housing costs below state average with incomes above neighboring rural counties. If you're relocating from higher-cost metros, the 18.8% rent burden here feels manageable, especially compared to Hamilton County's 19.2%.
Affordability Calculator
See how your income compares to housing costs in Hardin County
Rent Burden
18.8%
of gross income
Max Housing (28% Rule)
$1,147
per month
Owner Cost Burden
14.6%
of gross income
The median home in Hardin County may be a stretch
Median home value is $154,000. Estimated monthly cost: $1,229 vs. your max of $1,147.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.