Cost of Living in Humphreys County, Tennessee

$830/mo

Median Monthly Rent

$186,900

Median Home Value

3% below state averageUnaffordable

At a Glance

Median Monthly Rent

$830/mo

3% below state average

Median Home Value

$186,900

34% below national

Rent-to-Income Ratio

26.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Humphreys County Compares

Median monthly rent comparison

Humphreys County$830/mo

Tennessee Average$860/mo

National Median$1,163/mo

Detailed Housing Stats

$830/mo

Median Gross Rent

$186,900

Median Home Value

$679/mo

Monthly Owner Cost

26.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Humphreys County, Tennessee

Humphreys rents sit comfortably below national median

Humphreys County residents spend 16.8% of income on rent, modestly below the national average of around 17%. At $830/month rent and $59,333 median household income, the county offers steady rental affordability slightly better than the national norm.

Better than Tennessee average, middle tier overall

Humphreys's 16.8% rent-to-income ratio sits below Tennessee's 17.6% state average, placing it in the state's more affordable half. The median rent of $830 remains close to the state average of $860, reflecting fairly typical rural Tennessee housing costs.

Moderate costs, outpaced by Houston and Johnson

Humphreys's $830 rent falls between Houston County ($685) and Hickman County ($877), while its 16.8% ratio trails both Johnson (14.7%) and Houston (15.1%). Compared to Jefferson County's higher costs, Humphreys offers a middle ground for rural renters.

Rent consumes 16.8%, ownership costs 13.7%

Renters in Humphreys dedicate 16.8% of the $59,333 median income to $830/month rent, while homeowners invest 13.7% in monthly owner costs ($679/month). The $186,900 median home value requires about 3.1 years of gross household income, a reasonable hurdle for buyers.

Humphreys balances affordability and rural living

Moving to Humphreys puts you in Tennessee's middle tier for housing costs—cheaper than Knox or Jefferson, but not quite as low as Houston or Johnson. This county suits those seeking solid rural affordability without extreme trade-offs in housing selection.

Affordability Calculator

See how your income compares to housing costs in Humphreys County

Your Annual Household Income

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,384

per month

Owner Cost Burden

13.7%

of gross income

The median home in Humphreys County may be a stretch

Median home value is $186,900. Estimated monthly cost: $1,492 vs. your max of $1,384.

Rent Affordability Guide

Your rent-to-income ratio16.8%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Humphreys County, Tennessee?

Humphreys County, Tennessee has a median monthly rent of $830/mo and a median home value of $186,900. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.

What is the median rent in Humphreys County?

The median gross rent in Humphreys County is $830/mo. This is 3% below state average for Tennessee.

Is Humphreys County affordable?

Humphreys County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Humphreys County's rent compare to the state average?

Humphreys County's median rent of $830/mo is 3% below state average of $860/mo for Tennessee.

What is the median home value in Humphreys County?

The median home value in Humphreys County, Tennessee is $186,900. This is 34% below the national median home value of $281,900.