Cost of Living in Humphreys County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Humphreys County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Humphreys County ranks #1,385 of 3,144 counties for affordability (top 44%)
Data Story
About Cost of Living in Humphreys County, Tennessee
Humphreys rents sit comfortably below national median
Humphreys County residents spend 16.8% of income on rent, modestly below the national average of around 17%. At $830/month rent and $59,333 median household income, the county offers steady rental affordability slightly better than the national norm.
Better than Tennessee average, middle tier overall
Humphreys's 16.8% rent-to-income ratio sits below Tennessee's 17.6% state average, placing it in the state's more affordable half. The median rent of $830 remains close to the state average of $860, reflecting fairly typical rural Tennessee housing costs.
Moderate costs, outpaced by Houston and Johnson
Humphreys's $830 rent falls between Houston County ($685) and Hickman County ($877), while its 16.8% ratio trails both Johnson (14.7%) and Houston (15.1%). Compared to Jefferson County's higher costs, Humphreys offers a middle ground for rural renters.
Rent consumes 16.8%, ownership costs 13.7%
Renters in Humphreys dedicate 16.8% of the $59,333 median income to $830/month rent, while homeowners invest 13.7% in monthly owner costs ($679/month). The $186,900 median home value requires about 3.1 years of gross household income, a reasonable hurdle for buyers.
Humphreys balances affordability and rural living
Moving to Humphreys puts you in Tennessee's middle tier for housing costs—cheaper than Knox or Jefferson, but not quite as low as Houston or Johnson. This county suits those seeking solid rural affordability without extreme trade-offs in housing selection.
Cost of Living Advisory: Humphreys County
Affordability Verdict
Humphreys County offers affordable rental housing at a median of $830/month — about 16.8% of the typical household income here.
Rent vs. Own
Renters in Humphreys County pay $830/month on average, compared to $679/month for homeowners. This market favors buyers by about 18%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,200/year. For owner costs at the 28% rule, the required income is roughly $29,100/year. With a median household income of $59,333, most households can comfortably afford rent here. Notably, 26.0% of renter households in Humphreys County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Humphreys County sits 7% more expensive than Bledsoe County ($779/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Humphreys County
Rent Burden
16.8%
of gross income
Max Housing (28% Rule)
$1,384
per month
Owner Cost Burden
13.7%
of gross income
The median home in Humphreys County may be a stretch
Median home value is $186,900. Estimated monthly cost: $1,492 vs. your max of $1,384.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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