CostBy County

Cost of Living in Humphreys County, Tennessee

$862/mo
Median Monthly Rent
$193,400
Median Home Value

At a Glance

Median Monthly Rent
$862/mo
3% below state average
Median Home Value
$193,400
42% below national
Census GRAPI
26.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Humphreys County Compares

Median monthly rent comparison

Humphreys County$862/mo
Tennessee Average$893/mo
National Median$1,413/mo

Detailed Housing Stats

$862/mo
Median Gross Rent
$193,400
Median Home Value
$654/mo
Monthly Owner Cost
26.5%
Census GRAPI

National Ranking

Affordability Rank

Humphreys County ranks #1,030 of 3,142 counties for affordability (top 33%)

Most AffordableLeast Affordable

Sourced county brief

Humphreys County Median Selected Monthly Owner Costs Total $654

Humphreys County reported a median selected monthly owner cost of $654, which is $134 below the state unweighted county mean owner cost of $788. The median gross rent in the county was $862 per month, which sits $31 below the Tennessee unweighted county mean rent of $893. The official GRAPI (median gross rent as a percentage of household income) was estimated at 26.5%, a value 0.4 percentage points below the state unweighted county mean of 26.9%. The median home value in Humphreys County was $193,400, compared to a state unweighted county mean of $223,385. Renter-household median income was $36,289 during this five-year period. These data points provide a reproducible snapshot of housing expenses and do not imply any causal relationship between income and housing availability. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Humphreys County

Affordability Verdict

ACS B25071 estimates median gross rent at 26.5% of renter household income in Humphreys County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $862 per month; median selected monthly owner costs are $654. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $34,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Tennessee unweighted mean of county median rents is $893 per month. Humphreys County's $862 median is 3.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Humphreys County

$

Rent Burden

17.1%

of gross income

Max Housing (28% Rule)

$1,414

per month

Owner Cost Burden

12.9%

of gross income

The median home in Humphreys County may be a stretch

Median home value is $193,400. Estimated monthly cost: $1,544 vs. your max of $1,414.

Rent Affordability Guide

Your entered rent as a share of entered income17.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,616Needed: $34,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,616Needed: $28,029
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,616Needed: $45,009

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Humphreys County, Tennessee?
Humphreys County, Tennessee has a median monthly rent of $862/mo and a median home value of $193,400. The affordability rating is Affordable, with median gross rent equal to approximately 26.5% of renter household income.
What is the median rent in Humphreys County?
The median gross rent in Humphreys County is $862/mo. This is 3% below state average for Tennessee.
Is Humphreys County affordable?
Humphreys County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 26.5%. Median gross rent is under 30% of renter household income.
How does Humphreys County's rent compare to the state average?
Humphreys County's median rent of $862/mo is 3% below state average of $893/mo for Tennessee.
What is the median home value in Humphreys County?
The median home value in Humphreys County, Tennessee is $193,400. This is 42% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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