Cost of Living in Fentress County, Tennessee

$614/mo
Median Monthly Rent
$151,800
Median Home Value

At a Glance

Median Monthly Rent
$614/mo
29% below state average
Median Home Value
$151,800
46% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Fentress County Compares

Median monthly rent comparison

Fentress County$614/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$614/mo
Median Gross Rent
$151,800
Median Home Value
$506/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Fentress County ranks #915 of 3,144 counties for affordability (top 29%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Fentress County, Tennessee

Fentress County Beats National Affordability

With a rent-to-income ratio of 14.5%, Fentress County is significantly more affordable than the national average, where renters typically spend a higher share of earnings on housing. At a median household income of $50,865, local renters are paying just $614 monthly—well below what families earn nationally, creating genuine breathing room in household budgets.

A Tennessee Affordability Leader

Fentress County ranks among the most affordable counties in Tennessee, with its 14.5% rent-to-income ratio beating the state average of 17.6%. Renters here spend $246 less monthly than the statewide median rent of $860, positioning this county as a relative haven for cost-conscious Tennesseans.

Cheapest Rent in Its Region

Fentress County's $614 median rent is the lowest among comparable rural Tennessee counties, undercutting Grainger County ($726) and Greene County ($713) by significant margins. This cost advantage makes Fentress particularly attractive for renters prioritizing low monthly obligations.

Where Your Dollar Goes in Fentress

Renters in Fentress County dedicate 14.5% of their $50,865 median household income to housing, leaving substantial income for other necessities and savings. Homeowners fare even better, with monthly costs of $506 representing just 11.9% of household income—among the lowest owner-cost burdens in the state.

Consider Fentress for Rural Affordability

If you're exploring Tennessee relocation and prioritize low housing costs, Fentress County delivers both low rent and affordable homeownership. Compare its $614 median rent and $151,800 median home values against pricier neighbors to see how much your income stretches here.

Cost of Living Advisory: Fentress County

Affordability Verdict

Housing in Fentress County is affordable. The median rent is $614/month against a median household income of $50,865, putting rent at 14.5% of income.

Rent vs. Own

At $614/month rent versus $506/month in owner costs, owning is roughly $108/month cheaper — a 18% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,560/year. For owner costs at the 28% rule, the required income is roughly $21,686/year. With a median household income of $50,865, most households can comfortably afford rent here. Notably, 29.0% of renter households in Fentress County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Tennessee, Fentress County is less affordable than Unicoi County by roughly 8% ($614/mo vs $665/mo).

Affordability Calculator

See how your income compares to housing costs in Fentress County

$

Rent Burden

14.5%

of gross income

Max Housing (28% Rule)

$1,187

per month

Owner Cost Burden

11.9%

of gross income

The median home in Fentress County may be a stretch

Median home value is $151,800. Estimated monthly cost: $1,212 vs. your max of $1,187.

Rent Affordability Guide

Your rent-to-income ratio14.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,865Needed: $24,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,865Needed: $21,686
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,865Needed: $35,328

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Fentress County, Tennessee?
Fentress County, Tennessee has a median monthly rent of $614/mo and a median home value of $151,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Fentress County?
The median gross rent in Fentress County is $614/mo. This is 29% below state average for Tennessee.
Is Fentress County affordable?
Fentress County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Fentress County's rent compare to the state average?
Fentress County's median rent of $614/mo is 29% below state average of $860/mo for Tennessee.
What is the median home value in Fentress County?
The median home value in Fentress County, Tennessee is $151,800. This is 46% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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