Cost of Living in Hamblen County, Tennessee

$838/mo

Median Monthly Rent

$188,800

Median Home Value

3% below state averageUnaffordable

At a Glance

Median Monthly Rent

$838/mo

3% below state average

Median Home Value

$188,800

33% below national

Rent-to-Income Ratio

29.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Hamblen County Compares

Median monthly rent comparison

Hamblen County$838/mo

Tennessee Average$860/mo

National Median$1,163/mo

Detailed Housing Stats

$838/mo

Median Gross Rent

$188,800

Median Home Value

$731/mo

Monthly Owner Cost

29.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Hamblen County, Tennessee

Hamblen County Exceeds National Housing Burden

Hamblen County's 19.1% rent-to-income ratio significantly exceeds the national average, placing renters in a tighter financial position than typical American households. With a median household income of $52,794 and $838 monthly rent, housing demands a notably larger income share.

Hamblen County Among Less Affordable Areas

At 19.1%, Hamblen County's rent-to-income ratio substantially exceeds Tennessee's 17.6% state average, ranking among the state's less affordable counties. Renters pay only $22 less than the state median rent, but earn well below state median income, creating disproportionate housing pressure.

Highest Rent Burden in This Region

Hamblen County's 19.1% rent-to-income ratio is the highest among comparable counties, with its $838 rent second-highest only to Franklin County's $863. This combination of high rent and lower median income ($52,794) creates the region's most strained affordability.

Hamblen County Housing Cost Reality

Hamblen County renters dedicate 19.1% of their $52,794 median income to $838 monthly housing, squeezing other budget categories significantly. Homeowners similarly face 17.6% of income going to $731 monthly costs, reflecting challenging affordability across both renter and owner households.

Hamblen County Requires Strong Income Planning

If relocating to Hamblen County, ensure your personal income exceeds the $52,794 county median—housing affordability here depends critically on earning power. Compare its $838 rent and $188,800 median home values against more affordable rural alternatives before committing.

Affordability Calculator

See how your income compares to housing costs in Hamblen County

Your Annual Household Income

Rent Burden

19.0%

of gross income

Max Housing (28% Rule)

$1,232

per month

Owner Cost Burden

16.6%

of gross income

The median home in Hamblen County may be a stretch

Median home value is $188,800. Estimated monthly cost: $1,507 vs. your max of $1,232.

Rent Affordability Guide

Your rent-to-income ratio19.0%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hamblen County, Tennessee?

Hamblen County, Tennessee has a median monthly rent of $838/mo and a median home value of $188,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.

What is the median rent in Hamblen County?

The median gross rent in Hamblen County is $838/mo. This is 3% below state average for Tennessee.

Is Hamblen County affordable?

Hamblen County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Hamblen County's rent compare to the state average?

Hamblen County's median rent of $838/mo is 3% below state average of $860/mo for Tennessee.

What is the median home value in Hamblen County?

The median home value in Hamblen County, Tennessee is $188,800. This is 33% below the national median home value of $281,900.