Cost of Living in Cheatham County, Tennessee

$1,274/mo
Median Monthly Rent
$291,400
Median Home Value
48% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,274/mo
48% above state average
Median Home Value
$291,400
3% above national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cheatham County Compares

Median monthly rent comparison

Cheatham County$1,274/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$1,274/mo
Median Gross Rent
$291,400
Median Home Value
$1,155/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cheatham County, Tennessee

Cheatham's higher income, higher costs

Cheatham County renters spend 18.6% of household income on rent—above the national average and higher than most Tennessee counties—yet this county boasts above-average median household income of $82,015. The elevated ratio reflects Cheatham's position as a growing suburban area where housing costs have climbed faster than incomes.

Premium pricing for proximity

With a rent-to-income ratio of 18.6%, Cheatham ranks among Tennessee's least affordable counties despite robust local incomes. The median rent of $1,274 is the highest among our eight-county sample and far exceeds the state average of $860, a premium driven largely by proximity to Nashville's expanding job market.

Clear price jump near Nashville

Cheatham's $1,274 median rent and $1,155 in owner costs dwarf nearby rural counties like Carroll ($757 rent) and Chester ($714 rent). The $291,400 median home value tells the story: Cheatham sits in Nashville's suburban orbit, where land values and development pressure have driven prices significantly higher.

Highest earners, highest housing bills

Cheatham's median household income of $82,015 leads our sample, yet residents still dedicate 18.6% to rent or 16.9% to mortgage payments. The higher absolute dollar amounts—$1,274 for rent, $1,155 for ownership—reflect the county's suburban character and proximity to Nashville's strong labor market.

Worth it if Nashville job awaits

Cheatham County offers the strongest incomes in this group and reasonable commute access to Nashville's job market, but housing costs are significantly higher. If you're relocating for a well-paying position, Cheatham provides suburban living; if you're income-flexible, cheaper rural alternatives await nearby.

Affordability Calculator

See how your income compares to housing costs in Cheatham County

$

Rent Burden

18.6%

of gross income

Max Housing (28% Rule)

$1,914

per month

Owner Cost Burden

16.9%

of gross income

The median home in Cheatham County may be a stretch

Median home value is $291,400. Estimated monthly cost: $2,326 vs. your max of $1,914.

Rent Affordability Guide

Your rent-to-income ratio18.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cheatham County, Tennessee?
Cheatham County, Tennessee has a median monthly rent of $1,274/mo and a median home value of $291,400. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Cheatham County?
The median gross rent in Cheatham County is $1,274/mo. This is 48% above state average for Tennessee.
Is Cheatham County affordable?
Cheatham County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cheatham County's rent compare to the state average?
Cheatham County's median rent of $1,274/mo is 48% above state average of $860/mo for Tennessee.
What is the median home value in Cheatham County?
The median home value in Cheatham County, Tennessee is $291,400. This is 3% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.