Cost of Living in Monroe County, Tennessee

$699/mo
Median Monthly Rent
$199,700
Median Home Value
19% below state averageUnaffordable

At a Glance

Median Monthly Rent
$699/mo
19% below state average
Median Home Value
$199,700
29% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Monroe County Compares

Median monthly rent comparison

Monroe County$699/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$699/mo
Median Gross Rent
$199,700
Median Home Value
$629/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Monroe County, Tennessee

Monroe delivers best affordability in the region

Monroe County renters spend just 14.8% of their income on housing—the lowest ratio in this eight-county cluster and well below the national average. Despite a median household income of $56,648 below national norms, residents enjoy exceptional housing value.

Monroe ranks among Tennessee's most affordable counties

Monroe County's 14.8% rent-to-income ratio places it in Tennessee's affordability top tier, far outpacing the state average of 17.6%. The median rent of $699 is the lowest among regional peers and 19% below the state median of $860.

Cheapest rents in the entire regional comparison

Monroe's $699 median rent undercuts even McNairy County's $706 and McMinn's $792, making it the rental bargain of the region. Median home values of $199,700 remain accessible, offering both renters and buyers strong value propositions.

Renters and owners both claim Tennessee value wins

Renters pay $699 and owners $629 monthly from a median household income of $56,648, the lowest per-capita income in this cluster. Yet both groups keep housing costs under 15% of income—a remarkable affordability achievement.

Monroe is the region's affordability winner

Whether renting or buying, Monroe County delivers the lowest housing costs and best affordability ratios in this entire regional comparison. If you're relocating on a tight budget, Monroe outperforms every neighboring county on price and value metrics.

Affordability Calculator

See how your income compares to housing costs in Monroe County

$

Rent Burden

14.8%

of gross income

Max Housing (28% Rule)

$1,322

per month

Owner Cost Burden

13.3%

of gross income

The median home in Monroe County may be a stretch

Median home value is $199,700. Estimated monthly cost: $1,594 vs. your max of $1,322.

Rent Affordability Guide

Your rent-to-income ratio14.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Monroe County, Tennessee?
Monroe County, Tennessee has a median monthly rent of $699/mo and a median home value of $199,700. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Monroe County?
The median gross rent in Monroe County is $699/mo. This is 19% below state average for Tennessee.
Is Monroe County affordable?
Monroe County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Monroe County's rent compare to the state average?
Monroe County's median rent of $699/mo is 19% below state average of $860/mo for Tennessee.
What is the median home value in Monroe County?
The median home value in Monroe County, Tennessee is $199,700. This is 29% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.