Cost of Living in Rutherford County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Rutherford County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Rutherford County, Tennessee
Rutherford's rent pinches even above-average earners
Rutherford County's 20.4% rent-to-income ratio marks one of Tennessee's highest housing burden levels, pushing well beyond the 15% comfort threshold even though median household income ($82,588) exceeds the national average by $7,833. The county's rapid growth around Murfreesboro has driven rents sharply higher than state norms.
Rutherford ranks among Tennessee's least affordable
At 20.4%, Rutherford County's rent-to-income ratio substantially exceeds Tennessee's 17.6% state average, marking it as one of the state's most housing-burdened counties. The median rent of $1,405 runs $545 above the state average—a dramatic premium that reflects metro-area pressures.
Rutherford's growth premium far outpaces peers
Rutherford's $1,405 monthly rent nearly doubles Roane County's $767 and significantly outpaces Robertson County's $1,176, reflecting its status as Nashville's fastest-growing suburb. The county's 20.4% rent-to-income ratio—highest among these peers—reveals the cost of proximity to metro growth.
Housing absorbs one-fifth of household income
Rutherford residents allocate roughly $1,405 monthly to rent or $1,392 to mortgages from a median income of $82,588—consuming approximately 20% of gross earnings on housing alone. The median home value of $346,400 reflects a market where appreciation has substantially outpaced income growth.
Rutherford demands six-figure household income
If you're relocating to Rutherford County, plan for housing costs that consume 20+ cents of every earned dollar—manageable only for households earning $85,000+. Compare whether Rutherford's metro amenities and opportunity justify these costs against more affordable neighboring counties offering comparable Tennessee lifestyle.
Affordability Calculator
See how your income compares to housing costs in Rutherford County
Rent Burden
20.4%
of gross income
Max Housing (28% Rule)
$1,927
per month
Owner Cost Burden
20.2%
of gross income
The median home in Rutherford County may be a stretch
Median home value is $346,400. Estimated monthly cost: $2,765 vs. your max of $1,927.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.