Cost of Living in Decatur County, Tennessee

$716/mo
Median Monthly Rent
$133,900
Median Home Value
17% below state averageUnaffordable

At a Glance

Median Monthly Rent
$716/mo
17% below state average
Median Home Value
$133,900
53% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Decatur County Compares

Median monthly rent comparison

Decatur County$716/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$716/mo
Median Gross Rent
$133,900
Median Home Value
$552/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Decatur County, Tennessee

Decatur County stretches lowest incomes hardest

Decatur County's 18.6% rent-to-income ratio exceeds the national average, but what matters more is its $46,190 median household income—the lowest among comparable counties—making housing burdens especially acute. At $716 monthly rent, costs are manageable in absolute terms, but they consume a larger percentage of earnings than in wealthier regions.

Decatur ranks among Tennessee's poorest counties

With a 18.6% rent-to-income ratio slightly above Tennessee's 17.6% average, Decatur nonetheless faces distinct challenges rooted in its $46,190 median income—among the state's lowest. The $716 median rent beats the state average, yet represents a heavier proportional burden for residents earning significantly less.

Decatur offers cheapest rents in its cluster

Decatur's $716 rent is the lowest among its regional peers, undercutting Dyer County ($760), Crockett ($854), and Cumberland ($829). However, Decatur's lower incomes mean renters still allocate a higher percentage of earnings to housing than neighbors with slightly higher median incomes.

Decatur's tight household budget math

Renters dedicate $716 monthly while owners pay $552 for mortgages, seemingly affordable until divided against the $46,190 median household income. The median home value of $133,900 remains within reach, but qualifying for mortgages and maintaining other expenses proves challenging for residents earning near or below county median.

Decatur suits those with stable rural employment

Relocating to Decatur works only for candidates with guaranteed income above the county median or significant savings; nominal affordability masks income scarcity. Compare Decatur's numbers against better-earning counties like Dickson ($73,223) or Fayette ($84,764) to assess whether rural opportunity justifies the income trade-off.

Affordability Calculator

See how your income compares to housing costs in Decatur County

$

Rent Burden

18.6%

of gross income

Max Housing (28% Rule)

$1,078

per month

Owner Cost Burden

14.3%

of gross income

You can likely afford the median home in Decatur County

Median home value is $133,900. Estimated monthly cost: $1,069 vs. your max of $1,078.

Rent Affordability Guide

Your rent-to-income ratio18.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Decatur County, Tennessee?
Decatur County, Tennessee has a median monthly rent of $716/mo and a median home value of $133,900. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Decatur County?
The median gross rent in Decatur County is $716/mo. This is 17% below state average for Tennessee.
Is Decatur County affordable?
Decatur County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Decatur County's rent compare to the state average?
Decatur County's median rent of $716/mo is 17% below state average of $860/mo for Tennessee.
What is the median home value in Decatur County?
The median home value in Decatur County, Tennessee is $133,900. This is 53% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.