Cost of Living in DeKalb County, Tennessee

$773/mo
Median Monthly Rent
$206,600
Median Home Value
10% below state averageUnaffordable

At a Glance

Median Monthly Rent
$773/mo
10% below state average
Median Home Value
$206,600
27% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How DeKalb County Compares

Median monthly rent comparison

DeKalb County$773/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$773/mo
Median Gross Rent
$206,600
Median Home Value
$799/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in DeKalb County, Tennessee

DeKalb faces above-average housing pressure

DeKalb County's 19.1% rent-to-income ratio exceeds both the national average and most Tennessee peers, signaling tighter affordability despite modest absolute rents. At $773 monthly rent against $48,484 median household income—well below the national $74,755—DeKalb residents sacrifice income for rural living, intensifying housing burdens.

DeKalb ranks below-average for Tennessee rents

DeKalb's 19.1% rent-to-income ratio sits above Tennessee's 17.6% state average, placing it among the state's more stretched counties. The $773 median rent falls below the state average of $860, yet the low median income of $48,484 pushes the affordability ratio upward.

DeKalb competes on low rents, not low income

DeKalb's $773 rent approximates Dyer County ($760) and sits above Decatur ($716), but DeKalb's $48,484 median income exceeds Decatur's $46,190. This combination produces DeKalb's above-average rent-to-income ratio—lower nominal rent cannot overcome income disadvantages.

DeKalb's housing consumes significant income share

Renters allocate $773 monthly while owners pay $799 for mortgages, both consuming roughly 19% of the $48,484 median household income. The median home value of $206,600 towers above what most county residents can afford without significant external assistance.

DeKalb offers modest rents but limited income

Considering DeKalb requires confidence in stable employment above the county's $48,484 median or significant savings reserves. Compare this county's 19.1% rent-to-income ratio against wealthier options like Dickson (15.9%) or Fayette (12.5%) to evaluate whether rural proximity justifies higher housing burden.

Affordability Calculator

See how your income compares to housing costs in DeKalb County

$

Rent Burden

19.1%

of gross income

Max Housing (28% Rule)

$1,131

per month

Owner Cost Burden

19.8%

of gross income

The median home in DeKalb County may be a stretch

Median home value is $206,600. Estimated monthly cost: $1,649 vs. your max of $1,131.

Rent Affordability Guide

Your rent-to-income ratio19.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in DeKalb County, Tennessee?
DeKalb County, Tennessee has a median monthly rent of $773/mo and a median home value of $206,600. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in DeKalb County?
The median gross rent in DeKalb County is $773/mo. This is 10% below state average for Tennessee.
Is DeKalb County affordable?
DeKalb County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does DeKalb County's rent compare to the state average?
DeKalb County's median rent of $773/mo is 10% below state average of $860/mo for Tennessee.
What is the median home value in DeKalb County?
The median home value in DeKalb County, Tennessee is $206,600. This is 27% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.