Cost of Living in Campbell County, Tennessee

$715/mo
Median Monthly Rent
$169,500
Median Home Value
17% below state averageUnaffordable

At a Glance

Median Monthly Rent
$715/mo
17% below state average
Median Home Value
$169,500
40% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Campbell County Compares

Median monthly rent comparison

Campbell County$715/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$715/mo
Median Gross Rent
$169,500
Median Home Value
$725/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Campbell County, Tennessee

Campbell balances low rent with affordability

Campbell County's rent-to-income ratio of 17.1% sits just above the national median, achieved despite a median household income of $50,260—33% below the US average of $74,755. The county's notably low $715 median rent is the key to maintaining near-national affordability norms.

Beats state average on affordability ratio

Campbell's 17.1% rent-to-income ratio ranks below Tennessee's 17.6% state average, making it one of the better-performing counties despite lower incomes. The $715 median rent substantially undercuts the state average of $860, reflecting a genuinely affordable market.

Cheapest rents, moderate home values

Campbell's $715 median rent is the lowest in this eight-county survey, beating Bledsoe ($779) and Benton ($788) by a clear margin. The $169,500 median home value is second-lowest, positioning Campbell as the region's rental affordability leader.

Homeownership costs exceed rent here

Campbell renters spend just 17.1% of their $50,260 income on $715 rent, but homeowners face steeper pressure at $725 monthly on the same income base. This reflects a market where renting offers genuine savings compared to buying, unusual in most US housing markets.

Best for renters seeking deep affordability

Campbell County delivers the region's cheapest rents at just $715 monthly and maintains below-average affordability ratios despite low incomes. Renters prioritizing housing cost minimization should seriously consider Campbell, though prospective homebuyers should explore neighboring counties with stronger ownership value.

Affordability Calculator

See how your income compares to housing costs in Campbell County

$

Rent Burden

17.1%

of gross income

Max Housing (28% Rule)

$1,173

per month

Owner Cost Burden

17.3%

of gross income

The median home in Campbell County may be a stretch

Median home value is $169,500. Estimated monthly cost: $1,353 vs. your max of $1,173.

Rent Affordability Guide

Your rent-to-income ratio17.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Campbell County, Tennessee?
Campbell County, Tennessee has a median monthly rent of $715/mo and a median home value of $169,500. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Campbell County?
The median gross rent in Campbell County is $715/mo. This is 17% below state average for Tennessee.
Is Campbell County affordable?
Campbell County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Campbell County's rent compare to the state average?
Campbell County's median rent of $715/mo is 17% below state average of $860/mo for Tennessee.
What is the median home value in Campbell County?
The median home value in Campbell County, Tennessee is $169,500. This is 40% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Campbell County, Tennessee? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Campbell County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.