Cost of Living in Campbell County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Campbell County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Campbell County ranks #1,518 of 3,144 counties for affordability (top 48%)
Data Story
About Cost of Living in Campbell County, Tennessee
Campbell balances low rent with affordability
Campbell County's rent-to-income ratio of 17.1% sits just above the national median, achieved despite a median household income of $50,260—33% below the US average of $74,755. The county's notably low $715 median rent is the key to maintaining near-national affordability norms.
Beats state average on affordability ratio
Campbell's 17.1% rent-to-income ratio ranks below Tennessee's 17.6% state average, making it one of the better-performing counties despite lower incomes. The $715 median rent substantially undercuts the state average of $860, reflecting a genuinely affordable market.
Cheapest rents, moderate home values
Campbell's $715 median rent is the lowest in this eight-county survey, beating Bledsoe ($779) and Benton ($788) by a clear margin. The $169,500 median home value is second-lowest, positioning Campbell as the region's rental affordability leader.
Homeownership costs exceed rent here
Campbell renters spend just 17.1% of their $50,260 income on $715 rent, but homeowners face steeper pressure at $725 monthly on the same income base. This reflects a market where renting offers genuine savings compared to buying, unusual in most US housing markets.
Best for renters seeking deep affordability
Campbell County delivers the region's cheapest rents at just $715 monthly and maintains below-average affordability ratios despite low incomes. Renters prioritizing housing cost minimization should seriously consider Campbell, though prospective homebuyers should explore neighboring counties with stronger ownership value.
Cost of Living Advisory: Campbell County
Affordability Verdict
Housing in Campbell County is affordable. The median rent is $715/month against a median household income of $50,260, putting rent at 17.1% of income.
Rent vs. Own
At $715/month rent versus $725/month in owner costs, renting is roughly $10/month cheaper — a 1% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,600/year. For owner costs at the 28% rule, the required income is roughly $31,071/year. With a median household income of $50,260, most households can comfortably afford rent here. Notably, 26.0% of renter households in Campbell County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Campbell County sits 7% less expensive than Roane County ($767/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Campbell County
Rent Burden
17.1%
of gross income
Max Housing (28% Rule)
$1,173
per month
Owner Cost Burden
17.3%
of gross income
The median home in Campbell County may be a stretch
Median home value is $169,500. Estimated monthly cost: $1,353 vs. your max of $1,173.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Campbell County, Tennessee?
What is the median rent in Campbell County?
Is Campbell County affordable?
How does Campbell County's rent compare to the state average?
What is the median home value in Campbell County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Campbell County, Tennessee? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Campbell County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.