Cost of Living in Lake County, Tennessee

$472/mo
Median Monthly Rent
$107,000
Median Home Value
45% below state averageUnaffordable

At a Glance

Median Monthly Rent
$472/mo
45% below state average
Median Home Value
$107,000
62% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lake County Compares

Median monthly rent comparison

Lake County$472/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$472/mo
Median Gross Rent
$107,000
Median Home Value
$559/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Lake County, Tennessee

Lake County faces extreme national poverty

Lake County's median household income of $30,500 is less than 41% of the national average, making it one of America's poorest counties. The 18.6% rent-to-income ratio masks severe underlying deprivation: despite the lowest median rent ($472/month) in the region, residents struggle with the lowest incomes and most limited economic opportunity.

Tennessee's poorest county with strained housing

Lake County's $30,500 median household income ranks as Tennessee's lowest among counties studied, while its 18.6% rent-to-income ratio sits above the state average of 17.6%. This combination reflects a poverty crisis where even modest rents ($472/month) consume disproportionate shares of severely limited household earnings.

Cheapest rent, but bleakest economic picture

Lake's $472 median rent is the region's lowest by far—$213 below Houston and $332 below Jefferson—yet the county's $30,500 income dwarfs all neighbors by 37-52%. No amount of low rent compensates for the county's systemic poverty and lack of robust employment options.

Renters stretched despite lowest rents anywhere

Lake County renters dedicate 18.6% of the $30,500 median income to $472/month rent—a theoretical bargain that nonetheless consumes nearly a fifth of severely limited earnings. Homeowners fare comparatively better at 22% ($559/month), and the $107,000 median home value represents 3.5 years of gross income—daunting for a county with minimal economic mobility.

Lake County requires careful economic assessment

While Lake County offers the region's cheapest rent ($472/month), its extreme poverty and limited job market create serious relocation risks. Consider this county only if you have secure outside income, remote employment, or strong ties to a specific employer—low rent alone cannot offset systemic economic challenges.

Affordability Calculator

See how your income compares to housing costs in Lake County

$

Rent Burden

18.6%

of gross income

Max Housing (28% Rule)

$712

per month

Owner Cost Burden

22.0%

of gross income

The median home in Lake County may be a stretch

Median home value is $107,000. Estimated monthly cost: $854 vs. your max of $712.

Rent Affordability Guide

Your rent-to-income ratio18.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Lake County, Tennessee?
Lake County, Tennessee has a median monthly rent of $472/mo and a median home value of $107,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Lake County?
The median gross rent in Lake County is $472/mo. This is 45% below state average for Tennessee.
Is Lake County affordable?
Lake County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lake County's rent compare to the state average?
Lake County's median rent of $472/mo is 45% below state average of $860/mo for Tennessee.
What is the median home value in Lake County?
The median home value in Lake County, Tennessee is $107,000. This is 62% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.