Cost of Living in Coffee County, Tennessee

$885/mo
Median Monthly Rent
$227,300
Median Home Value
3% above state averageUnaffordable

At a Glance

Median Monthly Rent
$885/mo
3% above state average
Median Home Value
$227,300
19% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Coffee County Compares

Median monthly rent comparison

Coffee County$885/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$885/mo
Median Gross Rent
$227,300
Median Home Value
$806/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Coffee County, Tennessee

Coffee strikes middle ground affordably

Coffee County renters spend 17.5% of household income on rent, just below Tennessee's state average and reasonably close to the national benchmark. With a median household income of $60,656 and median rent of $885, Coffee offers solid middle-ground affordability for those seeking rural living with respectable income levels.

Slightly better than state average

Coffee's rent-to-income ratio of 17.5% edges below Tennessee's state average of 17.6%, placing it among the better-performing counties in our dataset. The county's above-average median household income of $60,656 pairs well with its moderate rent, creating balanced affordability.

Premium rent, premium income

Coffee's $885 median rent is higher than most rural peers, second only to Cheatham ($1,274), yet the county's median income of $60,656 is solid enough to absorb it. Owner costs of $806/month and home values around $227,300 suggest Coffee sits in a slightly more developed part of rural Tennessee.

Balanced housing and income equation

The typical Coffee household earns $60,656 annually and pays $885 for rent or $806 for ownership, consuming 17.5% and 16.0% of gross income respectively. Both ratios sit comfortably below the danger threshold of 30%, offering genuine breathing room for other budget categories.

Solid choice for income-flexible relocators

Coffee County balances decent income opportunities with slightly-above-average housing costs, resulting in competitive overall affordability. If you're relocating to rural Tennessee and can earn $60,000+, Coffee delivers reliable value and fewer affordability surprises than lower-income rural peers.

Affordability Calculator

See how your income compares to housing costs in Coffee County

$

Rent Burden

17.5%

of gross income

Max Housing (28% Rule)

$1,415

per month

Owner Cost Burden

15.9%

of gross income

The median home in Coffee County may be a stretch

Median home value is $227,300. Estimated monthly cost: $1,815 vs. your max of $1,415.

Rent Affordability Guide

Your rent-to-income ratio17.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Coffee County, Tennessee?
Coffee County, Tennessee has a median monthly rent of $885/mo and a median home value of $227,300. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Coffee County?
The median gross rent in Coffee County is $885/mo. This is 3% above state average for Tennessee.
Is Coffee County affordable?
Coffee County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Coffee County's rent compare to the state average?
Coffee County's median rent of $885/mo is 3% above state average of $860/mo for Tennessee.
What is the median home value in Coffee County?
The median home value in Coffee County, Tennessee is $227,300. This is 19% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Coffee County, Tennessee? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Coffee County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.