Cost of Living in Coffee County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Coffee County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Coffee County ranks #2,186 of 3,144 counties for affordability (bottom 30%)
Data Story
About Cost of Living in Coffee County, Tennessee
Coffee strikes middle ground affordably
Coffee County renters spend 17.5% of household income on rent, just below Tennessee's state average and reasonably close to the national benchmark. With a median household income of $60,656 and median rent of $885, Coffee offers solid middle-ground affordability for those seeking rural living with respectable income levels.
Slightly better than state average
Coffee's rent-to-income ratio of 17.5% edges below Tennessee's state average of 17.6%, placing it among the better-performing counties in our dataset. The county's above-average median household income of $60,656 pairs well with its moderate rent, creating balanced affordability.
Premium rent, premium income
Coffee's $885 median rent is higher than most rural peers, second only to Cheatham ($1,274), yet the county's median income of $60,656 is solid enough to absorb it. Owner costs of $806/month and home values around $227,300 suggest Coffee sits in a slightly more developed part of rural Tennessee.
Balanced housing and income equation
The typical Coffee household earns $60,656 annually and pays $885 for rent or $806 for ownership, consuming 17.5% and 16.0% of gross income respectively. Both ratios sit comfortably below the danger threshold of 30%, offering genuine breathing room for other budget categories.
Solid choice for income-flexible relocators
Coffee County balances decent income opportunities with slightly-above-average housing costs, resulting in competitive overall affordability. If you're relocating to rural Tennessee and can earn $60,000+, Coffee delivers reliable value and fewer affordability surprises than lower-income rural peers.
Cost of Living Advisory: Coffee County
Affordability Verdict
For renters in Coffee County, the market is affordable. Expect to pay around $885/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Coffee County pay $885/month on average, compared to $806/month for homeowners. This market favors buyers by about 9%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,400/year. For owner costs at the 28% rule, the required income is roughly $34,543/year. With a median household income of $60,656, most households can comfortably afford rent here. Notably, 27.0% of renter households in Coffee County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Overton County where rent averages $833/month, Coffee County is approximately 6% more expensive.
Affordability Calculator
See how your income compares to housing costs in Coffee County
Rent Burden
17.5%
of gross income
Max Housing (28% Rule)
$1,415
per month
Owner Cost Burden
15.9%
of gross income
The median home in Coffee County may be a stretch
Median home value is $227,300. Estimated monthly cost: $1,815 vs. your max of $1,415.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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