CostBy County

Cost of Living in Coffee County, Tennessee

$913/mo
Median Monthly Rent
$246,800
Median Home Value

At a Glance

Median Monthly Rent
$913/mo
2% above state average
Median Home Value
$246,800
26% below national
Census GRAPI
26.2%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Coffee County Compares

Median monthly rent comparison

Coffee County$913/mo
Tennessee Average$893/mo
National Median$1,413/mo

Detailed Housing Stats

$913/mo
Median Gross Rent
$246,800
Median Home Value
$830/mo
Monthly Owner Cost
26.2%
Census GRAPI

National Ranking

Affordability Rank

Coffee County ranks #1,680 of 3,142 counties for affordability (bottom 47%)

Most AffordableLeast Affordable

Sourced county brief

Coffee County Median Home Value Reaches $246,800

The median home value in Coffee County is estimated at $246,800, which is $23,415 above the Tennessee unweighted county mean of $223,385. For renter-occupied units, the median gross rent is $913 per month, exceeding the state unweighted county mean of $893. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) was 26.2%, which is 0.7 percentage points below the state unweighted county mean of 26.9%. Median selected monthly owner costs for all owner-occupied housing units was $830, compared to the state unweighted county mean of $788. The median renter-household income in the county was reported at $45,383. These figures are based on 2020-2024 5-year estimates from the American Community Survey. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Coffee County

Affordability Verdict

ACS B25071 estimates median gross rent at 26.2% of renter household income in Coffee County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $913 per month; median selected monthly owner costs are $830. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $36,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Tennessee unweighted mean of county median rents is $893 per month. Coffee County's $913 median is 2.3% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Coffee County

$

Rent Burden

17.8%

of gross income

Max Housing (28% Rule)

$1,435

per month

Owner Cost Burden

16.2%

of gross income

The median home in Coffee County may be a stretch

Median home value is $246,800. Estimated monthly cost: $1,970 vs. your max of $1,435.

Rent Affordability Guide

Your entered rent as a share of entered income17.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,505Needed: $36,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,505Needed: $35,571
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,505Needed: $57,437

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Coffee County, Tennessee?
Coffee County, Tennessee has a median monthly rent of $913/mo and a median home value of $246,800. The affordability rating is Affordable, with median gross rent equal to approximately 26.2% of renter household income.
What is the median rent in Coffee County?
The median gross rent in Coffee County is $913/mo. This is 2% above state average for Tennessee.
Is Coffee County affordable?
Coffee County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 26.2%. Median gross rent is under 30% of renter household income.
How does Coffee County's rent compare to the state average?
Coffee County's median rent of $913/mo is 2% above state average of $893/mo for Tennessee.
What is the median home value in Coffee County?
The median home value in Coffee County, Tennessee is $246,800. This is 26% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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