Cost of Living in Stewart County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Stewart County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Stewart County ranks #603 of 3,144 counties for affordability (top 19%)
Data Story
About Cost of Living in Stewart County, Tennessee
Stewart County's rent squeeze
Stewart County renters spend 16.2% of their income on rent—better than the national average of 17.6%, giving households a modest breathing room. The median rent of $837 sits below the state average of $860, though household incomes lag the national median by $12,703.
Middle of the pack statewide
With a 16.2% rent-to-income ratio, Stewart County ranks in the affordable range among Tennessee's 95 counties. At the state average of 17.6%, renters in many Tennessee counties carry a heavier housing burden than Stewart residents do.
Stewart vs. surrounding counties
Stewart County's $837 median rent undercuts neighboring Union County ($849) and Sullivan County ($850), making it one of the more affordable spots in East Tennessee. Homebuyers here face modest monthly costs of $610, competitive with rural peers like Van Buren County ($590).
Where the $62K salary goes
A typical Stewart County household earning $62,052 annually spends $837 on rent or $610 on mortgage payments—leaving substantial income for other essentials. Renters dedicate 16.2% of earnings to housing, while homeowners allocate just 11.8%, a notable gap favoring ownership here.
Consider Stewart for value
If you're weighing Tennessee counties for affordability, Stewart offers below-average housing costs paired with a reasonable income level. Compare this 16.2% rent burden to pricier counties like Sumner (18.7%) to see the savings potential.
Cost of Living Advisory: Stewart County
Affordability Verdict
For renters in Stewart County, the market is affordable. Expect to pay around $837/month in gross rent, with 19.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Stewart County pay $837/month on average, compared to $610/month for homeowners. This market favors buyers by about 27%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,480/year. For owner costs at the 28% rule, the required income is roughly $26,143/year. With a median household income of $62,052, most households can comfortably afford rent here. Notably, 19.0% of renter households in Stewart County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Lincoln County where rent averages $782/month, Stewart County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Stewart County
Rent Burden
16.2%
of gross income
Max Housing (28% Rule)
$1,448
per month
Owner Cost Burden
11.8%
of gross income
The median home in Stewart County may be a stretch
Median home value is $182,700. Estimated monthly cost: $1,459 vs. your max of $1,448.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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