Cost of Living in Lawrence County, Tennessee

$736/mo
Median Monthly Rent
$176,700
Median Home Value
14% below state averageUnaffordable

At a Glance

Median Monthly Rent
$736/mo
14% below state average
Median Home Value
$176,700
37% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lawrence County Compares

Median monthly rent comparison

Lawrence County$736/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$736/mo
Median Gross Rent
$176,700
Median Home Value
$695/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Lawrence County, Tennessee

Lawrence offers solid affordability below national standard

With a rent-to-income ratio of 16.6%, Lawrence County beats both the national average and Tennessee's 17.6% state benchmark—a rare advantage for a rural county. Residents earning $53,233 annually spend just $736 monthly on rent, leaving more income for savings and essentials than national averages suggest.

Best-in-class affordability statewide

Lawrence ranks among Tennessee's most affordable counties, with a rent-to-income ratio that undercuts the state average by a full percentage point. This advantage reflects both modest housing costs and stable local incomes relative to the broader state picture.

Slightly pricier but more spacious than Lauderdale

Lawrence's $736 rent runs $7 higher than Lauderdale County to the north but $124 below the state average, positioning it as the sweet spot in the regional affordability tier. Homes here value at $176,700—$54,600 more than Lauderdale—suggesting better property investment potential.

Owner costs match rental affordability

Renters spend $736 monthly while homeowners pay $695—a rare reversal where ownership costs less than renting. This $41 monthly savings for owners makes Lawrence attractive for those ready to build equity on modest incomes of $53,233.

Smart choice for renters ready to own

Lawrence County's below-average rent-to-income ratio combined with lower ownership costs creates an ideal transition point for renters seeking homeownership. The higher median home value ($176,700) signals solid property appreciation potential compared to cheaper rural neighbors.

Affordability Calculator

See how your income compares to housing costs in Lawrence County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,242

per month

Owner Cost Burden

15.7%

of gross income

The median home in Lawrence County may be a stretch

Median home value is $176,700. Estimated monthly cost: $1,411 vs. your max of $1,242.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Lawrence County, Tennessee?
Lawrence County, Tennessee has a median monthly rent of $736/mo and a median home value of $176,700. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Lawrence County?
The median gross rent in Lawrence County is $736/mo. This is 14% below state average for Tennessee.
Is Lawrence County affordable?
Lawrence County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lawrence County's rent compare to the state average?
Lawrence County's median rent of $736/mo is 14% below state average of $860/mo for Tennessee.
What is the median home value in Lawrence County?
The median home value in Lawrence County, Tennessee is $176,700. This is 37% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Lawrence County, Tennessee? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Lawrence County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.