Cost of Living in Sumner County, Tennessee

$1,339/mo
Median Monthly Rent
$364,000
Median Home Value
56% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,339/mo
56% above state average
Median Home Value
$364,000
29% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sumner County Compares

Median monthly rent comparison

Sumner County$1,339/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$1,339/mo
Median Gross Rent
$364,000
Median Home Value
$1,356/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Sumner County, Tennessee

Sumner County's price climb

Sumner County renters spend 18.7% of their income on housing—above the national 17.6% average—despite earning $86,005, well above the national median of $74,755. The median rent of $1,339 reflects rapid growth in this Nashville-adjacent county, making it one of Tennessee's pricier markets.

Priciest among Tennessee counties

Sumner County's 18.7% rent-to-income ratio ranks among the highest in Tennessee, surpassing the state average of 17.6% by a meaningful margin. This premium reflects the county's proximity to Nashville's job markets and rapid residential development over the past decade.

Sumner's premium over peers

At $1,339 per month, Sumner County rent significantly exceeds neighboring Trousdale County ($1,007) and Wilson County (data unavailable), marking it as a high-cost corridor. Homebuyers face the steepest median home value ($364,000) and highest monthly mortgage costs ($1,356) of any county in this analysis.

Nashville spillover pushes costs

Sumner County households earning $86,005 annually spend $1,339 on rent (18.7%) or $1,356 on mortgages (18.9%), consuming nearly one-fifth of gross income for housing. This disproportionate burden reflects the county's transformation into a Nashville suburb, driving up both rents and home prices.

Premium location with a cost

Sumner County offers Nashville-area access and strong median incomes, but renters pay the highest rate in this analysis at 18.7% of income. If Nashville commuting isn't essential, compare this burden to more affordable counties like Van Buren (14.0%) or Trousdale (16.9%).

Affordability Calculator

See how your income compares to housing costs in Sumner County

$

Rent Burden

18.7%

of gross income

Max Housing (28% Rule)

$2,007

per month

Owner Cost Burden

18.9%

of gross income

The median home in Sumner County may be a stretch

Median home value is $364,000. Estimated monthly cost: $2,906 vs. your max of $2,007.

Rent Affordability Guide

Your rent-to-income ratio18.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Sumner County, Tennessee?
Sumner County, Tennessee has a median monthly rent of $1,339/mo and a median home value of $364,000. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Sumner County?
The median gross rent in Sumner County is $1,339/mo. This is 56% above state average for Tennessee.
Is Sumner County affordable?
Sumner County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sumner County's rent compare to the state average?
Sumner County's median rent of $1,339/mo is 56% above state average of $860/mo for Tennessee.
What is the median home value in Sumner County?
The median home value in Sumner County, Tennessee is $364,000. This is 29% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.