Cost of Living in Sumner County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Sumner County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Sumner County ranks #2,820 of 3,142 counties for affordability (bottom 10%)
Sourced county brief
Sumner County Median Home Value Reaches 393,100 Dollars
Median home value in Sumner County is $393,100, which is $169,715 above the Tennessee unweighted county mean of $223,385. Median gross rent was estimated at $1,424 per month, significantly higher than the state unweighted county mean of $893. The official ACS B25071 GRAPI for the county is 29.5%, which is 2.6 percentage points above the Tennessee unweighted county mean of 26.9%. Selected monthly owner costs are $1,412, compared to an unweighted state county mean of $788. Renter-household median income was reported at $57,727. Data is derived from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25077 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Sumner County
Affordability Verdict
ACS B25071 estimates median gross rent at 29.5% of renter household income in Sumner County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,424 per month; median selected monthly owner costs are $1,412. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $56,960 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Tennessee unweighted mean of county median rents is $893 per month. Sumner County's $1,424 median is 59.5% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Sumner County
Rent Burden
18.9%
of gross income
Max Housing (28% Rule)
$2,107
per month
Owner Cost Burden
18.8%
of gross income
The median home in Sumner County may be a stretch
Median home value is $393,100. Estimated monthly cost: $3,138 vs. your max of $2,107.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Sumner County, Tennessee?
What is the median rent in Sumner County?
Is Sumner County affordable?
How does Sumner County's rent compare to the state average?
What is the median home value in Sumner County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Sumner County, Tennessee? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Sumner County
Whether you're buying in Sumner County, Tennessee, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.