Cost of Living in Hardeman County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hardeman County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hardeman County ranks #1,164 of 3,142 counties for affordability (top 37%)
Sourced county brief
Hardeman County Median Home Value Estimated at $121,700
Median home value in Hardeman County was $121,700 according to the 2020-2024 ACS 5-Year Estimates, a figure $101,685 below the Tennessee unweighted county mean of $223,385. The official ACS B25071 median gross rent as a percentage of household income stood at 32.0%, which is 5.1 percentage points above the state unweighted county mean of 26.9%. Median gross rent for the county was estimated at $812 per month. Homeowners with or without mortgages had a median selected monthly owner cost of $772, differing from the state unweighted county mean of $788. Median renter-household income was recorded at $33,328. These data points provide a static observation of housing costs and income within the county. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hardeman County
Affordability Verdict
ACS B25071 estimates median gross rent at 32.0% of renter household income in Hardeman County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $812 per month; median selected monthly owner costs are $772. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Tennessee unweighted mean of county median rents is $893 per month. Hardeman County's $812 median is 9.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hardeman County
Rent Burden
21.2%
of gross income
Max Housing (28% Rule)
$1,075
per month
Owner Cost Burden
20.1%
of gross income
You can likely afford the median home in Hardeman County
Median home value is $121,700. Estimated monthly cost: $972 vs. your max of $1,075.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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