Cost of Living in Wilson County, Tennessee

$1,370/mo
Median Monthly Rent
$397,000
Median Home Value

At a Glance

Median Monthly Rent
$1,370/mo
59% above state average
Median Home Value
$397,000
41% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Wilson County Compares

Median monthly rent comparison

Wilson County$1,370/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$1,370/mo
Median Gross Rent
$397,000
Median Home Value
$1,521/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Wilson County ranks #1,522 of 3,144 counties for affordability (top 48%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Wilson County, Tennessee

Wilson County: Balanced Prosperity and Affordability

Wilson County renters spend 17.5% of income on housing, nearly matching Tennessee's 17.6% state average despite paying $1,370 monthly—a $510 premium over state median rent. The county achieves this balance through higher-than-average incomes ($94,048 median), supporting both housing costs and quality of life.

Slight Burden Offset by Strong Earnings

Wilson County's 17.5% ratio hovers just below Tennessee's state average, maintained by incomes that rank among the state's strongest at $94,048. This county represents a rare sweet spot: above-average housing costs paired with above-average earning power.

Premium Positioned Between Extremes

Wilson County's $1,370 rent and $397,000 median home value place it squarely between Williamson's affluent extremes and rural neighbors' modest costs. The county attracts middle-to-upper-class households seeking Nashville-area access without Williamson's premium pricing.

Balanced Household Budget Equation

Renters allocate $1,370 monthly while homeowners carry $1,521 on homes valued near $397,000—proportional to the county's above-average incomes rather than excessive by local standards. At 17.5%, housing remains manageable for households earning near the $94,048 median, preserving income for savings and other priorities.

Wilson County: Suburban Balance Worth Exploring

If you're earning $80,000-$110,000 and seeking Nashville-area access without Williamson County's extreme pricing, Wilson County delivers genuine affordability relative to income. Compare your salary to the county's $94,048 median—align yourself closely and you'll find housing costs manageable and community stability strong.

Cost of Living Advisory: Wilson County

Affordability Verdict

For renters in Wilson County, the market is affordable. Expect to pay around $1,370/month in gross rent, with 28.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Wilson County pay $1,370/month on average, compared to $1,521/month for homeowners. This market favors renters by about 10%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $54,800/year. For owner costs at the 28% rule, the required income is roughly $65,186/year. With a median household income of $94,048, most households can comfortably afford rent here. Notably, 28.0% of renter households in Wilson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Tennessee, Wilson County is more affordable than Cheatham County by roughly 8% ($1,370/mo vs $1,274/mo).

Affordability Calculator

See how your income compares to housing costs in Wilson County

$

Rent Burden

17.5%

of gross income

Max Housing (28% Rule)

$2,194

per month

Owner Cost Burden

19.4%

of gross income

The median home in Wilson County may be a stretch

Median home value is $397,000. Estimated monthly cost: $3,169 vs. your max of $2,194.

Rent Affordability Guide

Your rent-to-income ratio17.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $94,048Needed: $54,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $94,048Needed: $65,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $94,048Needed: $92,393

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Wilson County, Tennessee?
Wilson County, Tennessee has a median monthly rent of $1,370/mo and a median home value of $397,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Wilson County?
The median gross rent in Wilson County is $1,370/mo. This is 59% above state average for Tennessee.
Is Wilson County affordable?
Wilson County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Wilson County's rent compare to the state average?
Wilson County's median rent of $1,370/mo is 59% above state average of $860/mo for Tennessee.
What is the median home value in Wilson County?
The median home value in Wilson County, Tennessee is $397,000. This is 41% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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