Cost of Living in Blount County, Tennessee

$1,042/mo
Median Monthly Rent
$275,700
Median Home Value

At a Glance

Median Monthly Rent
$1,042/mo
21% above state average
Median Home Value
$275,700
2% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Blount County Compares

Median monthly rent comparison

Blount County$1,042/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$1,042/mo
Median Gross Rent
$275,700
Median Home Value
$969/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Blount County ranks #1,259 of 3,144 counties for affordability (top 40%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Blount County, Tennessee

Blount matches America's income, beats affordability

Blount County's median household income of $74,607 essentially matches the national median of $74,755, yet its rent-to-income ratio of 16.8% beats the national average by roughly 0.6 percentage points. This makes Blount one of Tennessee's most balanced housing markets relative to earnings.

Easiest affordability in Tennessee

Blount's rent-to-income ratio of 16.8% ranks among the lowest in the state, beating Tennessee's average of 17.6% by nearly 1 percentage point. Combined with near-national-average incomes, Blount offers genuine housing relief compared to most other counties surveyed.

Premium prices, premium incomes justify them

Blount's $1,042 median rent and $275,700 median home value are the highest in the region, reflecting a stronger economy and higher-wage jobs. Yet residents actually spend less on rent as a share of income than lower-income counties, thanks to substantially higher earnings.

Wealth creates breathing room

Blount renters spend just 16.8% of their $74,607 income on $1,042 rent, the lowest burden in this survey. Homeownership costs average $969 monthly, reinforcing that higher incomes here allow residents to afford premium housing without strain.

Gateway to East Tennessee prosperity

If job prospects align, Blount County delivers the region's best combination of income and affordable housing, despite higher absolute prices. Professionals relocating from lower-wage areas will find that Blount's wage premium more than compensates for its housing cost premium.

Cost of Living Advisory: Blount County

Affordability Verdict

Blount County is affordable for renters, with a median gross rent of $1,042/month representing approximately 16.8% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

The median rent in Blount County is $1,042/month, while owner costs run $969/month. Owning saves approximately $73/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $41,680/year. For owner costs at the 28% rule, the required income is roughly $41,529/year. With a median household income of $74,607, most households can comfortably afford rent here. Notably, 25.0% of renter households in Blount County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Tennessee, Blount County is more affordable than Dickson County by roughly 7% ($1,042/mo vs $972/mo).

Affordability Calculator

See how your income compares to housing costs in Blount County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,741

per month

Owner Cost Burden

15.6%

of gross income

The median home in Blount County may be a stretch

Median home value is $275,700. Estimated monthly cost: $2,201 vs. your max of $1,741.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,607Needed: $41,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,607Needed: $41,529
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,607Needed: $64,163

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Blount County, Tennessee?
Blount County, Tennessee has a median monthly rent of $1,042/mo and a median home value of $275,700. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Blount County?
The median gross rent in Blount County is $1,042/mo. This is 21% above state average for Tennessee.
Is Blount County affordable?
Blount County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Blount County's rent compare to the state average?
Blount County's median rent of $1,042/mo is 21% above state average of $860/mo for Tennessee.
What is the median home value in Blount County?
The median home value in Blount County, Tennessee is $275,700. This is 2% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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