Cost of Living in Franklin County, Tennessee

$863/mo
Median Monthly Rent
$215,700
Median Home Value
0% above state averageUnaffordable

At a Glance

Median Monthly Rent
$863/mo
0% above state average
Median Home Value
$215,700
23% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Franklin County Compares

Median monthly rent comparison

Franklin County$863/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$863/mo
Median Gross Rent
$215,700
Median Home Value
$827/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Franklin County, Tennessee

Franklin County Slightly Below National Affordability

Franklin County's rent-to-income ratio of 16.8% is competitive nationally, though renters here spend a larger share of income on housing than the national average. With a median household income of $61,553, the $863 monthly rent represents a manageable but noticeable household expense.

Middle of the Tennessee Pack

Franklin County's 16.8% rent-to-income ratio places it slightly better than Tennessee's 17.6% state average, showing moderate affordability within the state context. Renters pay just $3 more monthly than the state median, putting Franklin County in the sweet middle for Tennessee housing costs.

Pricier Than Rural Peers, But Stable

Franklin County's $863 median rent exceeds nearby Giles County ($836) and Gibson County ($797), reflecting its more developed character as a county seat. However, it undercuts higher-cost areas while offering better services and amenities than more remote counties.

Franklin County Housing Cost Snapshot

Renters allocate 16.8% of Franklin County's $61,553 median income to housing, while homeowners spend 16.1% on monthly costs of $827. This balanced burden means housing takes a meaningful but not overwhelming share of household budgets.

Franklin County Offers Balanced Living

If you want a mid-sized Tennessee county with reasonable housing costs and moderate services, Franklin County's $863 rent and $215,700 median home values represent fair-market pricing. Compare it against pricier urban counties and lower-cost rural areas to find your affordability sweet spot.

Affordability Calculator

See how your income compares to housing costs in Franklin County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,436

per month

Owner Cost Burden

16.1%

of gross income

The median home in Franklin County may be a stretch

Median home value is $215,700. Estimated monthly cost: $1,722 vs. your max of $1,436.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Franklin County, Tennessee?
Franklin County, Tennessee has a median monthly rent of $863/mo and a median home value of $215,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Franklin County?
The median gross rent in Franklin County is $863/mo. This is 0% above state average for Tennessee.
Is Franklin County affordable?
Franklin County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Franklin County's rent compare to the state average?
Franklin County's median rent of $863/mo is 0% above state average of $860/mo for Tennessee.
What is the median home value in Franklin County?
The median home value in Franklin County, Tennessee is $215,700. This is 23% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.