Cost of Living in Washington County, Tennessee

$951/mo
Median Monthly Rent
$231,700
Median Home Value

At a Glance

Median Monthly Rent
$951/mo
11% above state average
Median Home Value
$231,700
18% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$951/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$951/mo
Median Gross Rent
$231,700
Median Home Value
$895/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Washington County ranks #1,109 of 3,144 counties for affordability (top 35%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Washington County, Tennessee

Washington County: Above the Affordability Line

Washington County renters spend 18.7% of income on housing—exceeding both the national 30% threshold concern and Tennessee's 17.6% state average. At $951 per month, rents run significantly higher than the national typical, reflecting this county's stronger local economy and proximity to larger regional markets.

Less Affordable Than Most Tennessee Counties

With a rent-to-income ratio of 18.7%, Washington County ranks above average in cost burden across Tennessee, signaling tighter affordability conditions. Median rents of $951 exceed the state average by $91 monthly, putting pressure on renters earning the state median income.

Premium Pricing in a Regional Hub

Washington County's $951 rent stands markedly higher than surrounding rural counties like Warren ($775), Wayne ($619), and Weakley ($760), reflecting its position as a more developed regional center. Home values here—$231,700 median—also top most neighbors, positioning the county as a pricier option in the broader region.

Income Pressure in a Growing Market

Renters pay $951 monthly while homeowners carry $895 in monthly costs on homes averaging $231,700—both figures among the highest in this county cluster. At 18.7%, rent consumption leaves less discretionary income than state peers, a trade-off for living in a more economically dynamic area.

Washington County: Premium for a Reason

Considering Washington County? You're paying more than neighboring counties for access to stronger job markets and regional amenities. Budget accordingly, but know that your housing costs reflect real economic vitality—compare your salary trajectory here versus lower-cost neighbors before deciding.

Cost of Living Advisory: Washington County

Affordability Verdict

Washington County is affordable for renters, with a median gross rent of $951/month representing approximately 18.7% of median household income. The rent burden (GRAPI) stands at 29.0%.

Rent vs. Own

The median rent in Washington County is $951/month, while owner costs run $895/month. Owning saves approximately $56/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,040/year. For owner costs at the 28% rule, the required income is roughly $38,357/year. With a median household income of $61,051, most households can comfortably afford rent here. Notably, 29.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Tennessee, Washington County is less affordable than Tipton County by roughly 6% ($951/mo vs $1,007/mo).

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

18.7%

of gross income

Max Housing (28% Rule)

$1,425

per month

Owner Cost Burden

17.6%

of gross income

The median home in Washington County may be a stretch

Median home value is $231,700. Estimated monthly cost: $1,850 vs. your max of $1,425.

Rent Affordability Guide

Your rent-to-income ratio18.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,051Needed: $38,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,051Needed: $38,357
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,051Needed: $53,923

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washington County, Tennessee?
Washington County, Tennessee has a median monthly rent of $951/mo and a median home value of $231,700. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $951/mo. This is 11% above state average for Tennessee.
Is Washington County affordable?
Washington County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washington County's rent compare to the state average?
Washington County's median rent of $951/mo is 11% above state average of $860/mo for Tennessee.
What is the median home value in Washington County?
The median home value in Washington County, Tennessee is $231,700. This is 18% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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