Cost of Living in McNairy County, Tennessee

$706/mo

Median Monthly Rent

$151,100

Median Home Value

18% below state averageUnaffordable

At a Glance

Median Monthly Rent

$706/mo

18% below state average

Median Home Value

$151,100

46% below national

Rent-to-Income Ratio

23.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How McNairy County Compares

Median monthly rent comparison

McNairy County$706/mo

Tennessee Average$860/mo

National Median$1,163/mo

Detailed Housing Stats

$706/mo

Median Gross Rent

$151,100

Median Home Value

$600/mo

Monthly Owner Cost

23.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in McNairy County, Tennessee

McNairy stretches budgets but keeps costs low

McNairy County renters spend 16.7% of income on housing—competitive with national norms and close to the state average of 17.6%. However, the median household income of $50,714 lags the national average by $24,041, making even affordable rents a larger budget burden.

McNairy holds middle ground in state rankings

McNairy County's 16.7% rent-to-income ratio sits just below Tennessee's state average of 17.6%, placing it slightly above the middle of the pack. The $706 median rent is 18% below the state median, supporting this favorable position.

Cheapest rents in its region, lowest incomes too

McNairy's $706 median rent is the lowest among regional peers, undercutting even McMinn County's $792 and Marshall's $924. This affordability reflects limited urban development, though it correlates with lower job market diversity and incomes across the county.

Lowest costs in the region but income challenges remain

Renters pay just $706 and owners $600 monthly—the cheapest housing in this county cluster—from a median household income of $50,714. Housing costs consume roughly 25% of household income, manageable percentages that mask underlying income vulnerability.

McNairy rewards retirees and remote workers seeking value

McNairy's rock-bottom housing costs make it ideal for fixed-income households or remote workers relocating from high-cost metros. If you're price-sensitive and don't depend on local wages, McNairy's rental and ownership markets offer unmatched regional value.

Affordability Calculator

See how your income compares to housing costs in McNairy County

Your Annual Household Income

Rent Burden

16.7%

of gross income

Max Housing (28% Rule)

$1,183

per month

Owner Cost Burden

14.2%

of gross income

The median home in McNairy County may be a stretch

Median home value is $151,100. Estimated monthly cost: $1,206 vs. your max of $1,183.

Rent Affordability Guide

Your rent-to-income ratio16.7%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in McNairy County, Tennessee?

McNairy County, Tennessee has a median monthly rent of $706/mo and a median home value of $151,100. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.

What is the median rent in McNairy County?

The median gross rent in McNairy County is $706/mo. This is 18% below state average for Tennessee.

Is McNairy County affordable?

McNairy County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does McNairy County's rent compare to the state average?

McNairy County's median rent of $706/mo is 18% below state average of $860/mo for Tennessee.

What is the median home value in McNairy County?

The median home value in McNairy County, Tennessee is $151,100. This is 46% below the national median home value of $281,900.