Cost of Living in Claiborne County, Tennessee

$736/mo
Median Monthly Rent
$148,000
Median Home Value
14% below state averageUnaffordable

At a Glance

Median Monthly Rent
$736/mo
14% below state average
Median Home Value
$148,000
47% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Claiborne County Compares

Median monthly rent comparison

Claiborne County$736/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$736/mo
Median Gross Rent
$148,000
Median Home Value
$536/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Claiborne County, Tennessee

Claiborne renters feel affordability squeeze

Claiborne County renters spend 19.0% of household income on rent, the highest ratio in our eight-county sample and well above both the national and state averages. With median household income of just $46,587, this county faces genuine housing affordability strain despite its rock-bottom median rent of $736.

Least affordable county in sample

At 19.0%, Claiborne's rent-to-income ratio exceeds Tennessee's state average by 1.4 percentage points and ranks as the worst affordability in our dataset. The challenge stems not from high rents but from the county's substantially below-average household income, which leaves residents with less money after housing costs.

Cheapest rents, but lowest income

Claiborne's $736 median rent is competitive with nearby Carroll ($757) and lower than Cocke ($787), yet the county's median income of $46,587 trails nearly every peer. This income-to-cost mismatch means Claiborne offers the cheapest housing in raw dollars but demands the largest percentage of often-stretched paychecks.

Income gap drives affordability crisis

Claiborne's median household earns $46,587 annually and pays $736 for rent or $536 for ownership, consuming 19.0% and 13.8% of income respectively. While homeownership costs remain manageable, renters here struggle most acutely—a sign that housing assistance and wage growth are urgent needs in this community.

Low cost demands steady income

Claiborne County offers the cheapest rents in this region, but only relocate if you have solid employment prospects or remote income; household earnings lag state and national averages. Verify that any job opportunity in Claiborne pays competitively before committing, since affordable housing alone won't offset below-average wages.

Affordability Calculator

See how your income compares to housing costs in Claiborne County

$

Rent Burden

19.0%

of gross income

Max Housing (28% Rule)

$1,087

per month

Owner Cost Burden

13.8%

of gross income

The median home in Claiborne County may be a stretch

Median home value is $148,000. Estimated monthly cost: $1,182 vs. your max of $1,087.

Rent Affordability Guide

Your rent-to-income ratio19.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Claiborne County, Tennessee?
Claiborne County, Tennessee has a median monthly rent of $736/mo and a median home value of $148,000. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Claiborne County?
The median gross rent in Claiborne County is $736/mo. This is 14% below state average for Tennessee.
Is Claiborne County affordable?
Claiborne County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Claiborne County's rent compare to the state average?
Claiborne County's median rent of $736/mo is 14% below state average of $860/mo for Tennessee.
What is the median home value in Claiborne County?
The median home value in Claiborne County, Tennessee is $148,000. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.