CostBy County

Cost of Living in Grainger County, Tennessee

$746/mo
Median Monthly Rent
$189,200
Median Home Value

At a Glance

Median Monthly Rent
$746/mo
16% below state average
Median Home Value
$189,200
43% below national
Census GRAPI
27.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Grainger County Compares

Median monthly rent comparison

Grainger County$746/mo
Tennessee Average$893/mo
National Median$1,413/mo

Detailed Housing Stats

$746/mo
Median Gross Rent
$189,200
Median Home Value
$534/mo
Monthly Owner Cost
27.3%
Census GRAPI

National Ranking

Affordability Rank

Grainger County ranks #310 of 3,142 counties for affordability (top 10%)

Most AffordableLeast Affordable

Sourced county brief

Grainger County Median Owner Costs Estimated at $534

Grainger County's median selected monthly owner costs for all owner-occupied units are $534, which is $254 below the Tennessee unweighted county mean of $788. The official median gross rent as a percentage of household income (GRAPI) is 27.3%. This official metric is 0.4 percentage points higher than the state unweighted county mean of 26.9%. The median gross rent was estimated at $746 per month, which is $147 below the state unweighted county mean of $893. For homeowners, the median home value is $189,200, compared to a state unweighted county mean of $223,385. The median renter-household income in the county was $29,250 during the 2020-2024 period. These figures are derived from the American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Grainger County

Affordability Verdict

ACS B25071 estimates median gross rent at 27.3% of renter household income in Grainger County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $746 per month; median selected monthly owner costs are $534. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $29,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Tennessee unweighted mean of county median rents is $893 per month. Grainger County's $746 median is 16.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Grainger County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,179

per month

Owner Cost Burden

12.7%

of gross income

The median home in Grainger County may be a stretch

Median home value is $189,200. Estimated monthly cost: $1,510 vs. your max of $1,179.

Rent Affordability Guide

Your entered rent as a share of entered income17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,538Needed: $29,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,538Needed: $22,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,538Needed: $44,032

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Grainger County, Tennessee?
Grainger County, Tennessee has a median monthly rent of $746/mo and a median home value of $189,200. The affordability rating is Affordable, with median gross rent equal to approximately 27.3% of renter household income.
What is the median rent in Grainger County?
The median gross rent in Grainger County is $746/mo. This is 16% below state average for Tennessee.
Is Grainger County affordable?
Grainger County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 27.3%. Median gross rent is under 30% of renter household income.
How does Grainger County's rent compare to the state average?
Grainger County's median rent of $746/mo is 16% below state average of $893/mo for Tennessee.
What is the median home value in Grainger County?
The median home value in Grainger County, Tennessee is $189,200. This is 43% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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