Cost of Living in Giles County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Giles County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Giles County ranks #1,534 of 3,144 counties for affordability (top 49%)
Data Story
About Cost of Living in Giles County, Tennessee
Giles County Rents Below National Standards
Giles County's 16.3% rent-to-income ratio beats the national average, allowing renters more financial cushion than typical American households. With a $61,476 median income supporting $836 monthly rent, Giles renters enjoy affordability relative to national norms.
Giles County Above Tennessee Average
Giles County's 16.3% rent-to-income ratio is slightly better than Tennessee's 17.6% state average, placing it in the more affordable half of Tennessee counties. Renters pay just $24 less than the state median, showing solid but not exceptional affordability within Tennessee.
Moderate Pricing for South-Central Tennessee
Giles County's $836 median rent sits between more affordable Gibson County ($797) and pricier Franklin County ($863), making it a middle-ground option. This positioning offers a balance of rural character with modest service availability.
Giles County Housing Expenses
Giles County renters allocate 16.3% of their $61,476 median income to $836 monthly housing, maintaining strong discretionary income. Homeowners spend 15.1% on $773 monthly costs, among the lowest owner-cost burdens in the comparison region.
Giles County for Balanced Tennessee Living
If you're exploring South-Central Tennessee relocation, Giles County offers reasonable $836 rent and $204,100 median home values without extreme affordability constraints. Compare its moderate costs against both more rural and more developed neighboring counties to assess fit.
Cost of Living Advisory: Giles County
Affordability Verdict
Housing in Giles County is affordable. The median rent is $836/month against a median household income of $61,476, putting rent at 16.3% of income.
Rent vs. Own
The median rent in Giles County is $836/month, while owner costs run $773/month. Owning saves approximately $63/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,440/year. For owner costs at the 28% rule, the required income is roughly $33,129/year. With a median household income of $61,476, most households can comfortably afford rent here. Notably, 23.0% of renter households in Giles County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Tennessee, Giles County is more affordable than Lincoln County by roughly 7% ($836/mo vs $782/mo).
Affordability Calculator
See how your income compares to housing costs in Giles County
Rent Burden
16.3%
of gross income
Max Housing (28% Rule)
$1,434
per month
Owner Cost Burden
15.1%
of gross income
The median home in Giles County may be a stretch
Median home value is $204,100. Estimated monthly cost: $1,629 vs. your max of $1,434.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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