Cost of Living in Giles County, Tennessee

$836/mo
Median Monthly Rent
$204,100
Median Home Value

At a Glance

Median Monthly Rent
$836/mo
3% below state average
Median Home Value
$204,100
28% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Giles County Compares

Median monthly rent comparison

Giles County$836/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$836/mo
Median Gross Rent
$204,100
Median Home Value
$773/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Giles County ranks #1,534 of 3,144 counties for affordability (top 49%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Giles County, Tennessee

Giles County Rents Below National Standards

Giles County's 16.3% rent-to-income ratio beats the national average, allowing renters more financial cushion than typical American households. With a $61,476 median income supporting $836 monthly rent, Giles renters enjoy affordability relative to national norms.

Giles County Above Tennessee Average

Giles County's 16.3% rent-to-income ratio is slightly better than Tennessee's 17.6% state average, placing it in the more affordable half of Tennessee counties. Renters pay just $24 less than the state median, showing solid but not exceptional affordability within Tennessee.

Moderate Pricing for South-Central Tennessee

Giles County's $836 median rent sits between more affordable Gibson County ($797) and pricier Franklin County ($863), making it a middle-ground option. This positioning offers a balance of rural character with modest service availability.

Giles County Housing Expenses

Giles County renters allocate 16.3% of their $61,476 median income to $836 monthly housing, maintaining strong discretionary income. Homeowners spend 15.1% on $773 monthly costs, among the lowest owner-cost burdens in the comparison region.

Giles County for Balanced Tennessee Living

If you're exploring South-Central Tennessee relocation, Giles County offers reasonable $836 rent and $204,100 median home values without extreme affordability constraints. Compare its moderate costs against both more rural and more developed neighboring counties to assess fit.

Cost of Living Advisory: Giles County

Affordability Verdict

Housing in Giles County is affordable. The median rent is $836/month against a median household income of $61,476, putting rent at 16.3% of income.

Rent vs. Own

The median rent in Giles County is $836/month, while owner costs run $773/month. Owning saves approximately $63/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,440/year. For owner costs at the 28% rule, the required income is roughly $33,129/year. With a median household income of $61,476, most households can comfortably afford rent here. Notably, 23.0% of renter households in Giles County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Tennessee, Giles County is more affordable than Lincoln County by roughly 7% ($836/mo vs $782/mo).

Affordability Calculator

See how your income compares to housing costs in Giles County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,434

per month

Owner Cost Burden

15.1%

of gross income

The median home in Giles County may be a stretch

Median home value is $204,100. Estimated monthly cost: $1,629 vs. your max of $1,434.

Rent Affordability Guide

Your rent-to-income ratio16.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,476Needed: $33,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,476Needed: $33,129
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,476Needed: $47,500

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Giles County, Tennessee?
Giles County, Tennessee has a median monthly rent of $836/mo and a median home value of $204,100. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Giles County?
The median gross rent in Giles County is $836/mo. This is 3% below state average for Tennessee.
Is Giles County affordable?
Giles County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Giles County's rent compare to the state average?
Giles County's median rent of $836/mo is 3% below state average of $860/mo for Tennessee.
What is the median home value in Giles County?
The median home value in Giles County, Tennessee is $204,100. This is 28% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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