Cost of Living in Sullivan County, Tennessee

$850/mo
Median Monthly Rent
$190,800
Median Home Value

At a Glance

Median Monthly Rent
$850/mo
1% below state average
Median Home Value
$190,800
32% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sullivan County Compares

Median monthly rent comparison

Sullivan County$850/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$850/mo
Median Gross Rent
$190,800
Median Home Value
$737/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Sullivan County ranks #1,314 of 3,144 counties for affordability (top 42%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Sullivan County, Tennessee

Sullivan County's affordability challenge

Sullivan County renters pay 18.0% of their income toward housing—above both the national rate of 17.6% and Tennessee's state average of 17.6%. With a median income of $56,802, well below the national $74,755, affordability pressure is real here.

Struggling on the statewide scale

Sullivan County ranks among Tennessee's least affordable counties, with renters spending 18.0% of income on housing compared to the state average of 17.6%. This modest but consistent gap compounds for lower-income households, making renting costlier relative to earnings.

Sullivan pricier than nearby peers

Sullivan County's $850 median rent exceeds neighboring Stewart County ($837) and Unicoi County ($665), positioning it as one of the pricier options in the Tri-Cities region. For homebuyers, the $737 monthly mortgage cost also runs higher than most surrounding counties.

Stretched tight: $56K income

On a median income of $56,802, Sullivan County renters allocate 18.0% ($850/month) to housing—eating into budgets faster than state and national averages. Homeowners fare slightly better, dedicating 15.6% to monthly mortgage costs, but overall housing remains a significant expense.

Evaluate neighboring counties first

Sullivan County's 18.0% rent-to-income ratio ranks above average for Tennessee—shoppers might find better value in nearby Unicoi ($665 rent) or Stewart County ($837 rent). Compare your expected income to these differences to maximize housing affordability in the region.

Cost of Living Advisory: Sullivan County

Affordability Verdict

Housing in Sullivan County is affordable. The median rent is $850/month against a median household income of $56,802, putting rent at 18.0% of income.

Rent vs. Own

Renters in Sullivan County pay $850/month on average, compared to $737/month for homeowners. This market favors buyers by about 13%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,000/year. For owner costs at the 28% rule, the required income is roughly $31,586/year. With a median household income of $56,802, most households can comfortably afford rent here. Notably, 27.0% of renter households in Sullivan County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Sullivan County sits 7% more expensive than Gibson County ($797/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Sullivan County

$

Rent Burden

18.0%

of gross income

Max Housing (28% Rule)

$1,325

per month

Owner Cost Burden

15.6%

of gross income

The median home in Sullivan County may be a stretch

Median home value is $190,800. Estimated monthly cost: $1,523 vs. your max of $1,325.

Rent Affordability Guide

Your rent-to-income ratio18.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,802Needed: $34,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,802Needed: $31,586
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,802Needed: $44,404

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sullivan County, Tennessee?
Sullivan County, Tennessee has a median monthly rent of $850/mo and a median home value of $190,800. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Sullivan County?
The median gross rent in Sullivan County is $850/mo. This is 1% below state average for Tennessee.
Is Sullivan County affordable?
Sullivan County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sullivan County's rent compare to the state average?
Sullivan County's median rent of $850/mo is 1% below state average of $860/mo for Tennessee.
What is the median home value in Sullivan County?
The median home value in Sullivan County, Tennessee is $190,800. This is 32% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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