CostBy County

Cost of Living in Tipton County, Tennessee

$1,013/mo
Median Monthly Rent
$240,600
Median Home Value

At a Glance

Median Monthly Rent
$1,013/mo
13% above state average
Median Home Value
$240,600
28% below national
Census GRAPI
24.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Tipton County Compares

Median monthly rent comparison

Tipton County$1,013/mo
Tennessee Average$893/mo
National Median$1,413/mo

Detailed Housing Stats

$1,013/mo
Median Gross Rent
$240,600
Median Home Value
$1,083/mo
Monthly Owner Cost
24.7%
Census GRAPI

National Ranking

Affordability Rank

Tipton County ranks #2,311 of 3,142 counties for affordability (bottom 26%)

Most AffordableLeast Affordable

Sourced county brief

Tipton County Monthly Owner Costs Exceed State Mean

Median selected monthly owner costs for all owner-occupied units in Tipton County are $1,083, which is $295 above the Tennessee unweighted county mean of $788. The median home value was estimated at $240,600, while the state unweighted county mean is $223,385. The official ACS B25071 GRAPI is 24.7%, which is 2.2 percentage points lower than the Tennessee unweighted county mean of 26.9%. Median gross rent is $1,013 per month, exceeding the state unweighted county mean of $893. Renter households in the county had a median income of $46,006. These figures are from the 2020-2024 ACS 5-Year Estimates. See ACS table B25088 for the underlying estimate.

Cost of Living Advisory: Tipton County

Affordability Verdict

ACS B25071 estimates median gross rent at 24.7% of renter household income in Tipton County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,013 per month; median selected monthly owner costs are $1,083. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $40,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Tennessee unweighted mean of county median rents is $893 per month. Tipton County's $1,013 median is 13.5% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Tipton County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,730

per month

Owner Cost Burden

17.5%

of gross income

The median home in Tipton County may be a stretch

Median home value is $240,600. Estimated monthly cost: $1,921 vs. your max of $1,730.

Rent Affordability Guide

Your entered rent as a share of entered income16.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,127Needed: $40,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,127Needed: $46,414
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,127Needed: $55,994

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Tipton County, Tennessee?
Tipton County, Tennessee has a median monthly rent of $1,013/mo and a median home value of $240,600. The affordability rating is Affordable, with median gross rent equal to approximately 24.7% of renter household income.
What is the median rent in Tipton County?
The median gross rent in Tipton County is $1,013/mo. This is 13% above state average for Tennessee.
Is Tipton County affordable?
Tipton County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 24.7%. Median gross rent is under 30% of renter household income.
How does Tipton County's rent compare to the state average?
Tipton County's median rent of $1,013/mo is 13% above state average of $893/mo for Tennessee.
What is the median home value in Tipton County?
The median home value in Tipton County, Tennessee is $240,600. This is 28% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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