Cost of Living in Tipton County, Tennessee

$1,007/mo
Median Monthly Rent
$220,100
Median Home Value
17% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,007/mo
17% above state average
Median Home Value
$220,100
22% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Tipton County Compares

Median monthly rent comparison

Tipton County$1,007/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$1,007/mo
Median Gross Rent
$220,100
Median Home Value
$1,064/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Tipton County, Tennessee

Tipton County stays competitive

Tipton County renters spend 16.9% of their income on housing, holding just below the national average of 17.6% despite earning $71,736, near the national median of $74,755. The $1,007 median rent reflects moderate pricing for a county positioned between rural and Memphis-area markets.

Solid middle ground statewide

Tipton County's 16.9% rent-to-income ratio ranks comfortably below Tennessee's state average of 17.6%, placing it among the more affordable options for renters across the state. This favorable position stems from reasonable rental prices paired with above-average household incomes.

Tipton balances price and income

Tipton County's $1,007 rent sits higher than Stewart County ($837) but lower than Sumner County ($1,339), reflecting its middle position in the region. With a $71,736 median income, Tipton households earn more than most neighboring counties, making housing more manageable despite slightly higher rents.

Balanced housing burden

On a $71,736 annual income, Tipton County renters spend $1,007 monthly (16.9%), while homeowners pay $1,064 (17.8%)—both just below state and national averages. This relative balance means families retain adequate income for savings, transportation, and other necessities.

Tipton offers Memphis-area value

Tipton County delivers a sweet spot: reasonable rents, above-average incomes, and a 16.9% housing burden below the national average. If you're considering the Memphis corridor, Tipton's affordability advantage over Sumner County makes it worth a serious look.

Affordability Calculator

See how your income compares to housing costs in Tipton County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,674

per month

Owner Cost Burden

17.8%

of gross income

The median home in Tipton County may be a stretch

Median home value is $220,100. Estimated monthly cost: $1,757 vs. your max of $1,674.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Tipton County, Tennessee?
Tipton County, Tennessee has a median monthly rent of $1,007/mo and a median home value of $220,100. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Tipton County?
The median gross rent in Tipton County is $1,007/mo. This is 17% above state average for Tennessee.
Is Tipton County affordable?
Tipton County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Tipton County's rent compare to the state average?
Tipton County's median rent of $1,007/mo is 17% above state average of $860/mo for Tennessee.
What is the median home value in Tipton County?
The median home value in Tipton County, Tennessee is $220,100. This is 22% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.