Cost of Living in Lincoln County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Lincoln County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lincoln County ranks #1,239 of 3,142 counties for affordability (top 39%)
Sourced county brief
Lincoln County GRAPI Estimates 3.3 Percentage Points Below State Mean
The median gross rent as a percentage of household income (GRAPI) in Lincoln County is 23.6%, which is 3.3 percentage points below the Tennessee unweighted county mean of 26.9%. This figure is the official ACS B25071 GRAPI metric rather than a derived estimate. For the renter population, the median gross rent was estimated at $857 per month, compared to the state unweighted county mean of $893. The median renter-household income for the period was $43,913. For homeowners, the median home value was $229,700, while the Tennessee unweighted county mean was $223,385. Selected monthly owner costs for all owner-occupied units in the county were $726, whereas the state unweighted mean for counties was $788. Total household income across all tenures was recorded at $64,667. These figures provide a statistical snapshot based on data from the 2020-2024 American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Lincoln County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.6% of renter household income in Lincoln County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $857 per month; median selected monthly owner costs are $726. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,280 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Tennessee unweighted mean of county median rents is $893 per month. Lincoln County's $857 median is 4.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Lincoln County
Rent Burden
15.9%
of gross income
Max Housing (28% Rule)
$1,509
per month
Owner Cost Burden
13.5%
of gross income
The median home in Lincoln County may be a stretch
Median home value is $229,700. Estimated monthly cost: $1,834 vs. your max of $1,509.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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