Cost of Living in Lincoln County, Tennessee

$782/mo

Median Monthly Rent

$209,100

Median Home Value

9% below state averageUnaffordable

At a Glance

Median Monthly Rent

$782/mo

9% below state average

Median Home Value

$209,100

26% below national

Rent-to-Income Ratio

22.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Lincoln County Compares

Median monthly rent comparison

Lincoln County$782/mo

Tennessee Average$860/mo

National Median$1,163/mo

Detailed Housing Stats

$782/mo

Median Gross Rent

$209,100

Median Home Value

$766/mo

Monthly Owner Cost

22.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Lincoln County, Tennessee

Lincoln County: Affluent and affordably housed

Lincoln County's rent-to-income ratio of 14.9% ranks among the nation's most affordable, well below both the national average and Tennessee's 17.6% state benchmark. With a median income of $63,115—closer to the national average than most rural Tennessee counties—residents enjoy genuine housing security.

Best-affordability county in Tennessee sample

Lincoln ranks at the top tier of Tennessee counties for housing affordability, with a rent-to-income ratio that dramatically undercuts the state average of 17.6%. The county's higher median income of $63,115 combined with reasonable rents creates the strongest financial position in this eight-county comparison.

Wealthier than surrounding rural counties

Lincoln's $63,115 median income and $782 rent place it firmly above the Lauderdale-Lawrence-Lewis cluster to the north, offering more financial stability. The median home value of $209,100 reflects stronger property appreciation potential than the poorer neighbors.

Lowest housing burden among eight counties

Renters pay $782 monthly while homeowners spend $766—nearly equal costs that consume just 14.9% and 14.5% of income respectively. This leaves residents substantially more discretionary income than their peers in rural Tennessee, supporting a higher quality of life.

Affordable small-town living with stronger incomes

Lincoln County offers the rare combination of genuine small-town affordability and above-average household incomes, making it ideal for relocators seeking balance. If you want rural authenticity without financial stress, Lincoln outpaces its neighbors on every affordability metric.

Affordability Calculator

See how your income compares to housing costs in Lincoln County

Your Annual Household Income

Rent Burden

14.9%

of gross income

Max Housing (28% Rule)

$1,473

per month

Owner Cost Burden

14.6%

of gross income

The median home in Lincoln County may be a stretch

Median home value is $209,100. Estimated monthly cost: $1,669 vs. your max of $1,473.

Rent Affordability Guide

Your rent-to-income ratio14.9%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Lincoln County, Tennessee?

Lincoln County, Tennessee has a median monthly rent of $782/mo and a median home value of $209,100. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.

What is the median rent in Lincoln County?

The median gross rent in Lincoln County is $782/mo. This is 9% below state average for Tennessee.

Is Lincoln County affordable?

Lincoln County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Lincoln County's rent compare to the state average?

Lincoln County's median rent of $782/mo is 9% below state average of $860/mo for Tennessee.

What is the median home value in Lincoln County?

The median home value in Lincoln County, Tennessee is $209,100. This is 26% below the national median home value of $281,900.