Cost of Living in Loudon County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Loudon County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Loudon County, Tennessee
Loudon's prosperity yields persistent affordability
Despite the highest median income in this eight-county sample at $80,296—above the national average of $74,755—Loudon maintains an outstanding rent-to-income ratio of 14.9%. Residents spending $995 monthly on rent have significantly more remaining income than national norms, reflecting the county's regional economic strength.
Most affluent, most affordable in Tennessee sample
Loudon's 14.9% rent-to-income ratio ties Lincoln County for the state's best affordability in this comparison, powered by the highest median household income at $80,296. This dual advantage—prosperity plus reasonable housing costs—positions Loudon as Tennessee's premier affordable county.
Premium pricing reflects greater prosperity
Loudon's $995 monthly rent and $904 owner cost run $259 and $138 higher respectively than the Lauderdale-Lawrence-Lewis cluster, yet the 14.9% affordability ratio proves these aren't burdensome. The median home value of $292,600 dramatically exceeds all peers, signaling strong property investment and community stability.
Higher costs, higher income, balanced burden
Renters pay $995 monthly and homeowners $904, but the $80,296 median income means housing consumes just 14.9% and 13.5% of earnings respectively. This leaves Loudon residents the most discretionary income of any county in the sample.
Premium living at affordable-county price tags
Loudon County offers prosperity-level incomes with affordability-level housing burdens—an uncommon advantage for relocators seeking economic security. If you're willing to pay more for housing in a wealthier community with strong schools and job markets, Loudon delivers exceptional value.
Affordability Calculator
See how your income compares to housing costs in Loudon County
Rent Burden
14.9%
of gross income
Max Housing (28% Rule)
$1,874
per month
Owner Cost Burden
13.5%
of gross income
The median home in Loudon County may be a stretch
Median home value is $292,600. Estimated monthly cost: $2,336 vs. your max of $1,874.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.