Cost of Living in Loudon County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Loudon County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Loudon County ranks #2,174 of 3,142 counties for affordability (bottom 31%)
Sourced county brief
Loudon County Median Home Value Estimated at $348,000
In Loudon County, the median home value was estimated at $348,000, which is $124,615 above the Tennessee unweighted county mean of $223,385. The official median gross rent as a percentage of household income (GRAPI) is 26.9%, matching the Tennessee unweighted county mean exactly. Median gross rent was recorded at $1,062 per month, which is $169 higher than the state unweighted county mean of $893. For all owner-occupied units, the median selected monthly owner cost is $940, exceeding the state unweighted county mean of $788. Median renter-household income in the county is $46,021. This data, sourced from the 2020-2024 American Community Survey 5-Year Estimates, describes the housing cost environment at a single point in time without explaining the underlying market causes. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Loudon County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.9% of renter household income in Loudon County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,062 per month; median selected monthly owner costs are $940. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $42,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Tennessee unweighted mean of county median rents is $893 per month. Loudon County's $1,062 median is 19.0% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Loudon County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,964
per month
Owner Cost Burden
13.4%
of gross income
The median home in Loudon County may be a stretch
Median home value is $348,000. Estimated monthly cost: $2,778 vs. your max of $1,964.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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