Cost of Living in Fayette County, Tennessee

$883/mo
Median Monthly Rent
$316,000
Median Home Value
3% above state averageUnaffordable

At a Glance

Median Monthly Rent
$883/mo
3% above state average
Median Home Value
$316,000
12% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Fayette County Compares

Median monthly rent comparison

Fayette County$883/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$883/mo
Median Gross Rent
$316,000
Median Home Value
$1,042/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Fayette County, Tennessee

Fayette County's wealth powers housing relief

Fayette County's 12.5% rent-to-income ratio is the lowest among all comparison counties, delivering exceptional housing affordability fueled by the state's highest median household income of $84,764. At $883 monthly rent against this strong earning base, Fayette residents enjoy the greatest financial breathing room for non-housing expenses.

Fayette leads Tennessee on housing relief

Fayette's 12.5% rent-to-income ratio significantly outperforms Tennessee's 17.6% state average, making it the state's most affordable county by this measure. The $883 median rent sits modestly above the state average of $860, but Fayette's $84,764 median income—the state's highest—transforms this into genuine relief.

Fayette towers above peers on income

Fayette's $883 rent sits mid-range among its cluster, but its $84,764 median income dwarfs all comparables—Dickson ($73,223), Crockett ($59,049), and Dyer ($54,973). This income advantage makes Fayette's slightly higher nominal rent feel like a bargain proportionally.

Fayette's income covers housing easily

Renters dedicate $883 monthly while owners pay $1,042 for mortgages, both consuming just 12-15% of the $84,764 median household income—leaving substantial room for savings and discretionary spending. The median home value of $316,000 sits within comfortable reach for dual-income households or single earners at or above county median.

Fayette suits high-earning relocators

Relocating to Fayette makes sense for professionals earning $84,000+ seeking Tennessee's best housing affordability ratio alongside strong income stability. Compare Fayette's 12.5% rent-to-income ratio against stressed Davidson (23.6%) or income-poor Decatur (18.6%) to confirm it represents Tennessee's most financially sustainable housing market.

Affordability Calculator

See how your income compares to housing costs in Fayette County

$

Rent Burden

12.5%

of gross income

Max Housing (28% Rule)

$1,978

per month

Owner Cost Burden

14.8%

of gross income

The median home in Fayette County may be a stretch

Median home value is $316,000. Estimated monthly cost: $2,523 vs. your max of $1,978.

Rent Affordability Guide

Your rent-to-income ratio12.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Fayette County, Tennessee?
Fayette County, Tennessee has a median monthly rent of $883/mo and a median home value of $316,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Fayette County?
The median gross rent in Fayette County is $883/mo. This is 3% above state average for Tennessee.
Is Fayette County affordable?
Fayette County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Fayette County's rent compare to the state average?
Fayette County's median rent of $883/mo is 3% above state average of $860/mo for Tennessee.
What is the median home value in Fayette County?
The median home value in Fayette County, Tennessee is $316,000. This is 12% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.