Cost of Living in Grundy County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Grundy County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Grundy County, Tennessee
Grundy County Above National Housing Burden
Grundy County's 19.0% rent-to-income ratio exceeds the national average, indicating renters here face tighter housing budgets than typical U.S. households. With a median household income of just $45,573 supporting $723 monthly rent, housing consumes a notably larger share of earnings.
Grundy County Struggles with Affordability
At 19.0%, Grundy County's rent-to-income ratio significantly exceeds Tennessee's 17.6% state average, marking it as one of the state's less affordable counties. Renters here face above-average housing cost pressure despite paying close to the state median rent of $860.
Poorest Affordability Among Peers
Grundy County's 19.0% rent-to-income ratio is the worst among comparable rural Tennessee counties, with only Hamblen County ($838 rent) approaching similar stress. The fundamental issue is Grundy's $45,573 median income—lowest in the comparison group—making all housing costs relatively burdensome.
Grundy County Budget Realities
Grundy County renters spend 19.0% of their lowest-in-region $45,573 median income on $723 housing, leaving limited resources for other expenses. Homeowners similarly allocate 14.5% to $551 monthly costs, creating affordability challenges across both renter and owner categories.
Grundy County Requires Careful Budget Planning
If considering Grundy County relocation, carefully assess your income needs—the $45,573 median suggests limited job opportunities and modest wages. While $723 rent and $133,400 median home values are low, affordability improves only if you can secure above-county-median income.
Affordability Calculator
See how your income compares to housing costs in Grundy County
Rent Burden
19.0%
of gross income
Max Housing (28% Rule)
$1,063
per month
Owner Cost Burden
14.5%
of gross income
The median home in Grundy County may be a stretch
Median home value is $133,400. Estimated monthly cost: $1,065 vs. your max of $1,063.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.