Cost of Living in Bedford County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Bedford County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Bedford County ranks #2,346 of 3,142 counties for affordability (bottom 25%)
Sourced county brief
Bedford County Median Home Value Reaches $281,200 in ACS Estimates
The median home value in Bedford County, Tennessee, was estimated at $281,200 according to the ACS 2020-2024 5-Year Estimates. This value is higher than the Tennessee unweighted county mean of $223,385. Median selected monthly owner costs for all owner-occupied units in the county were $1,078, which is $290 above the state unweighted county mean of $788. For renter-occupied households, the median gross rent is $1,051 per month, compared to a state unweighted county mean of $893. The official median gross rent as a percentage of household income (GRAPI), as reported in ACS table B25071, is 28.4%. This is 1.5 percentage points above the Tennessee unweighted county mean official GRAPI of 26.9%. The median income for renter-occupied households in the county was recorded at $44,366. These figures represent a snapshot of housing costs and renter incomes for the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Bedford County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.4% of renter household income in Bedford County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,051 per month; median selected monthly owner costs are $1,078. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $42,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Tennessee unweighted mean of county median rents is $893 per month. Bedford County's $1,051 median is 17.7% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Bedford County
Rent Burden
18.8%
of gross income
Max Housing (28% Rule)
$1,569
per month
Owner Cost Burden
19.2%
of gross income
The median home in Bedford County may be a stretch
Median home value is $281,200. Estimated monthly cost: $2,245 vs. your max of $1,569.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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