Cost of Living in Bradley County, Tennessee

$959/mo
Median Monthly Rent
$230,800
Median Home Value

At a Glance

Median Monthly Rent
$959/mo
12% above state average
Median Home Value
$230,800
18% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bradley County Compares

Median monthly rent comparison

Bradley County$959/mo
Tennessee Average$860/mo
National Median$1,163/mo

Detailed Housing Stats

$959/mo
Median Gross Rent
$230,800
Median Home Value
$953/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bradley County ranks #2,237 of 3,144 counties for affordability (bottom 29%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bradley County, Tennessee

Bradley slightly underperforms on affordability

Bradley County's rent-to-income ratio of 18.0% edges above the national median, with a median household income of $63,789 trailing the US average of $74,755 by 15%. Renters here face moderately elevated affordability pressure compared to typical American households.

Slightly above Tennessee average burden

Bradley's 18.0% rent-to-income ratio ranks slightly above Tennessee's 17.6% state average, placing it in the mid-range of county affordability. The $959 median rent also exceeds the state average of $860, signaling a tighter market than many rural peers.

Similar to Anderson, cheaper than Blount

Bradley's $959 median rent is nearly identical to Anderson County ($960) and substantially lower than Blount County ($1,042), while the $230,800 median home value falls between these two counties. This positions Bradley as a stable mid-market alternative in the region.

Rent and mortgage costs nearly equal

Bradley renters spend 18.0% of their $63,789 income on $959 rent, while homeowners average $953—showing nearly parity between tenure costs. This suggests a market where both renting and buying carry comparable affordability challenges.

Steady mid-market option for region explorers

Bradley offers stable, middle-ground housing costs without the premium prices of Blount or the rural constraints of Benton. Those seeking a reliable East Tennessee community with moderate affordability should seriously evaluate Bradley alongside neighboring Anderson County.

Cost of Living Advisory: Bradley County

Affordability Verdict

For renters in Bradley County, the market is affordable. Expect to pay around $959/month in gross rent, with 28.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Bradley County pay $959/month on average, compared to $953/month for homeowners. This market favors buyers by about 1%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,360/year. For owner costs at the 28% rule, the required income is roughly $40,843/year. With a median household income of $63,789, most households can comfortably afford rent here. Notably, 28.0% of renter households in Bradley County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Bradley County sits 5% less expensive than Sevier County ($1,013/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Bradley County

$

Rent Burden

18.0%

of gross income

Max Housing (28% Rule)

$1,488

per month

Owner Cost Burden

17.9%

of gross income

The median home in Bradley County may be a stretch

Median home value is $230,800. Estimated monthly cost: $1,843 vs. your max of $1,488.

Rent Affordability Guide

Your rent-to-income ratio18.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,789Needed: $38,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,789Needed: $40,843
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,789Needed: $53,713

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bradley County, Tennessee?
Bradley County, Tennessee has a median monthly rent of $959/mo and a median home value of $230,800. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Bradley County?
The median gross rent in Bradley County is $959/mo. This is 12% above state average for Tennessee.
Is Bradley County affordable?
Bradley County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bradley County's rent compare to the state average?
Bradley County's median rent of $959/mo is 12% above state average of $860/mo for Tennessee.
What is the median home value in Bradley County?
The median home value in Bradley County, Tennessee is $230,800. This is 18% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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