CostBy County

Cost of Living in Bradley County, Tennessee

$1,030/mo
Median Monthly Rent
$261,900
Median Home Value

At a Glance

Median Monthly Rent
$1,030/mo
15% above state average
Median Home Value
$261,900
21% below national
Census GRAPI
28.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Bradley County Compares

Median monthly rent comparison

Bradley County$1,030/mo
Tennessee Average$893/mo
National Median$1,413/mo

Detailed Housing Stats

$1,030/mo
Median Gross Rent
$261,900
Median Home Value
$930/mo
Monthly Owner Cost
28.3%
Census GRAPI

National Ranking

Affordability Rank

Bradley County ranks #2,113 of 3,142 counties for affordability (bottom 33%)

Most AffordableLeast Affordable

Sourced county brief

Bradley County Median Gross Rent Percentage Hits 28.3%

The official ACS B25071 median gross rent as a percentage of household income (GRAPI) in Bradley County was 28.3%. This is 1.4 percentage points higher than the Tennessee unweighted county mean GRAPI of 26.9%. According to the U.S. Census Bureau ACS 2020-2024 5-Year Estimates, the median gross rent in the county was $1,030 per month, which is $137 above the state unweighted county mean of $893. The median home value was $261,900, while the state unweighted county mean was $223,385. Median selected monthly owner costs for all owner-occupied units were $930, compared to the state unweighted county mean of $788. The median renter-household income for the county was $41,745. These values represent the estimated housing costs for both renters and owners as of dataVersion acs5-2020-2024 and methodologyVersion cost-brief-v1, lastReviewedAt 2026-07-10. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Bradley County

Affordability Verdict

ACS B25071 estimates median gross rent at 28.3% of renter household income in Bradley County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,030 per month; median selected monthly owner costs are $930. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $41,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Tennessee unweighted mean of county median rents is $893 per month. Bradley County's $1,030 median is 15.4% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Bradley County

$

Rent Burden

18.6%

of gross income

Max Housing (28% Rule)

$1,553

per month

Owner Cost Burden

16.8%

of gross income

The median home in Bradley County may be a stretch

Median home value is $261,900. Estimated monthly cost: $2,091 vs. your max of $1,553.

Rent Affordability Guide

Your entered rent as a share of entered income18.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,552Needed: $41,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,552Needed: $39,857
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,552Needed: $60,951

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bradley County, Tennessee?
Bradley County, Tennessee has a median monthly rent of $1,030/mo and a median home value of $261,900. The affordability rating is Affordable, with median gross rent equal to approximately 28.3% of renter household income.
What is the median rent in Bradley County?
The median gross rent in Bradley County is $1,030/mo. This is 15% above state average for Tennessee.
Is Bradley County affordable?
Bradley County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 28.3%. Median gross rent is under 30% of renter household income.
How does Bradley County's rent compare to the state average?
Bradley County's median rent of $1,030/mo is 15% above state average of $893/mo for Tennessee.
What is the median home value in Bradley County?
The median home value in Bradley County, Tennessee is $261,900. This is 21% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Bradley County, Tennessee? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Bradley County

Whether you're buying in Bradley County, Tennessee, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.