Cost of Living in McMinn County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How McMinn County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
McMinn County ranks #994 of 3,142 counties for affordability (top 32%)
Sourced county brief
McMinn County Median GRAPI Matches Tennessee Unweighted County Mean
The official ACS B25071 Gross Rent as a Percentage of Household Income (GRAPI) in McMinn County is 26.9%, which is identical to the Tennessee unweighted county mean of 26.9%. The median gross rent for the county was estimated at $803 per month, which is below the state unweighted mean of $893. For homeowners, the median home value is $211,800, and median selected monthly owner costs for all owner-occupied units are $734. The renter-household median income in McMinn County is $36,821. This summary provides a snapshot of housing costs using the 2020-2024 five-year estimates. All comparisons are based on supplied unweighted state averages rather than weighted state medians. U.S. Census Bureau ACS 2020-2024 5-Year Estimates citations: B25064, B25071, B25077, B25088, and B25119. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: McMinn County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.9% of renter household income in McMinn County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $803 per month; median selected monthly owner costs are $734. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,120 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Tennessee unweighted mean of county median rents is $893 per month. McMinn County's $803 median is 10.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in McMinn County
Rent Burden
15.7%
of gross income
Max Housing (28% Rule)
$1,434
per month
Owner Cost Burden
14.3%
of gross income
The median home in McMinn County may be a stretch
Median home value is $211,800. Estimated monthly cost: $1,691 vs. your max of $1,434.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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