Cost of Living in White County, Tennessee
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How White County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
White County ranks #935 of 3,142 counties for affordability (top 30%)
Sourced county brief
White County Official GRAPI Estimate Matches 25.3 Percent
In White County, Tennessee, the official median gross rent as a percentage of household income (GRAPI) is 25.3%. This figure is 1.6 percentage points below the Tennessee unweighted county mean of 26.9%. The median gross rent was estimated at $849 per month, which is $44 lower than the state unweighted county mean of $893. For homeowners, the median monthly cost is $639, while the median home value is $207,200. Both of these metrics are lower than the state unweighted county means of $788 and $223,385, respectively. Renter households earn a median income of $39,763. These data points provide a snapshot of housing tenure groups from the 2020-2024 ACS estimates and are not intended for relocation or investment advice. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: White County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.3% of renter household income in White County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $849 per month; median selected monthly owner costs are $639. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $33,960 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Tennessee unweighted mean of county median rents is $893 per month. White County's $849 median is 4.9% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in White County
Rent Burden
19.5%
of gross income
Max Housing (28% Rule)
$1,218
per month
Owner Cost Burden
14.7%
of gross income
The median home in White County may be a stretch
Median home value is $207,200. Estimated monthly cost: $1,654 vs. your max of $1,218.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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