CostBy County

Florida Cost of Living

Housing costs and affordability data for 67 counties.

Average Monthly Rent

$1,233/mo

Average Home Value

$257,245

Average Owner Cost

$981/mo

6% above national average rentOpen national map

County cost atlas

Florida housing costs by county

Compare rent, entry-price context, owner costs, and cost score in one state view. Pin a county, switch layers, then open the full county profile when a place needs closer review.

Counties

67

Avg rent

$1,233/mo

Owner cost

$981/mo

Avg score

34.6

Higher means lower cost pressure

Atlas layers use U.S. Census Bureau ACS 2019-2023 5-Year Estimates. Rent, owner cost, and home value are county medians. Cost score rewards lower rent and lower owner costs, but affordability still depends on income, household size, commute, debt, and personal finances. Use this as decision context, not personalized financial advice.

State Cost Summary

Use these state averages as a starting point, then scan the atlas and rankings for the county-level spread behind them.

Average Monthly Rent
$1,233/mo
6% above national median
Average Home Value
$257,245
9% below national median
Avg. Monthly Owner Cost
$981/mo
41% below national median
Affordability Rating
Affordable
Avg. rent under 30% of income
Cost metrics are county medians from Census ACS 5-Year Estimates. They are useful comparison signals, but they do not include every household cost or reflect personal income, financing, commute, insurance, debt, or household size.

Housing Costs in Florida: An Overview

The median rent in Florida is $1,233 per month, which is 6% above the national median of $1,163. That is useful statewide context, but rent burden still depends on local income, household size, commute, and the county a household chooses.

Within Florida, housing costs vary significantly by county. Monroe County has the highest median rent in this dataset at $1,959 per month and a median home value of $723,800. Calhoun County has the lowest reported median rent at $680 per month and a median home value of $134,000.

The average home value across Florida counties is $257,245, 9% lower than the national median of $281,900. Median household income is roughly $65,468, so home values should be read alongside local wages, financing costs, taxes, insurance, and supply.

Before comparing places in Florida, start with the county-level pattern. Costs can swing dramatically between rural and urban counties. Use the atlas, rankings, and county links below to compare rent, home values, owner costs, and rent burden before opening a specific county profile.

Distribution

Rent Distribution in Florida

How median rents are spread across 67 counties

All Florida Counties

Sorted by median rent, highest first. A higher cost score means lower rent and owner cost pressure within the national scoring model.

CountyMedian RentHome ValueOwner CostCost ScoreRent/Income
Monroe County
Expensive$1,959/mo
$723,800$1,645/mo3.935.0%
Palm Beach County
Expensive$1,818/mo
$407,300$1,512/mo5.636.0%
Broward County
Expensive$1,804/mo
$380,400$1,597/mo4.937.0%
St. Johns County
Expensive$1,775/mo
$457,600$1,715/mo4.034.0%
Collier County
Expensive$1,752/mo
$486,800$1,525/mo5.836.0%
Miami-Dade County
Expensive$1,731/mo
$425,400$1,668/mo4.537.0%
Sarasota County
Expensive$1,715/mo
$373,100$1,196/mo11.133.0%
Flagler County
Expensive$1,687/mo
$333,400$1,163/mo11.935.0%
Seminole County
Expensive$1,686/mo
$357,300$1,484/mo6.533.0%
Orange County
Expensive$1,675/mo
$358,300$1,547/mo6.034.0%
Walton County
Expensive$1,674/mo
$376,400$1,220/mo10.832.0%
Osceola County
Expensive$1,651/mo
$317,600$1,427/mo7.437.0%
Lee County
Expensive$1,597/mo
$326,300$1,229/mo11.134.0%
Manatee County
Expensive$1,549/mo
$359,800$1,244/mo11.034.0%
Hillsborough County
Expensive$1,543/mo
$333,300$1,458/mo7.832.0%
Pinellas County
Expensive$1,525/mo
$319,000$1,201/mo12.234.0%
Martin County
Moderate$1,499/mo
$386,500$1,200/mo12.534.0%
St. Lucie County
Moderate$1,489/mo
$305,800$1,236/mo11.734.0%
Okaloosa County
Moderate$1,475/mo
$324,800$1,404/mo9.031.0%
Lake County
Moderate$1,468/mo
$287,900$1,096/mo15.633.0%
Clay County
Moderate$1,464/mo
$281,500$1,259/mo11.529.0%
Brevard County
Moderate$1,456/mo
$304,400$1,144/mo14.232.0%
Santa Rosa County
Moderate$1,445/mo
$302,100$1,354/mo10.227.0%
Bay County
Moderate$1,424/mo
$276,900$1,155/mo14.332.0%
Duval County
Moderate$1,385/mo
$274,900$1,276/mo12.132.0%
Pasco County
Moderate$1,372/mo
$265,800$1,100/mo16.632.0%
Volusia County
Moderate$1,368/mo
$278,000$1,105/mo16.433.0%
Nassau County
Moderate$1,335/mo
$351,100$1,377/mo11.429.0%
Charlotte County
Moderate$1,289/mo
$291,000$1,014/mo21.135.0%
Indian River County
Moderate$1,284/mo
$314,700$1,095/mo18.334.0%
Polk County
Moderate$1,272/mo
$240,000$1,041/mo20.532.0%
Alachua County
Moderate$1,255/mo
$266,800$1,144/mo17.037.0%
Escambia County
Moderate$1,234/mo
$234,200$1,090/mo19.231.0%
Leon County
Moderate$1,230/mo
$279,800$1,221/mo15.834.0%
Sumter County
Moderate$1,225/mo
$356,000$837/mo32.036.0%
Hernando County
Moderate$1,209/mo
$240,700$943/mo25.732.0%
Marion County
Moderate$1,174/mo
$220,800$806/mo35.331.0%
Gulf County
Moderate$1,161/mo
$235,700$815/mo35.040.0%
Wakulla County
Moderate$1,155/mo
$216,300$1,047/mo22.629.0%
Citrus County
Moderate$1,069/mo
$223,200$710/mo45.133.0%
Franklin County
Moderate$1,044/mo
$254,300$737/mo44.430.0%
Baker County
Moderate$1,011/mo
$225,000$973/mo30.231.0%
Highlands County
Affordable$980/mo
$177,900$643/mo54.231.0%
Okeechobee County
Affordable$974/mo
$179,000$712/mo49.228.0%
Liberty County
Affordable$968/mo
$117,600$609/mo56.924.0%
Hendry County
Affordable$958/mo
$189,700$797/mo44.333.0%
Hardee County
Affordable$954/mo
$129,400$636/mo56.334.0%
Glades County
Affordable$927/mo
$114,800$531/mo64.542.0%
Columbia County
Affordable$915/mo
$186,400$697/mo54.329.0%
DeSoto County
Affordable$910/mo
$151,500$609/mo60.930.0%
Putnam County
Affordable$902/mo
$147,300$580/mo63.831.0%
Washington County
Affordable$884/mo
$156,000$559/mo66.532.0%
Lafayette County
Affordable$880/mo
$131,600$515/mo69.019.0%
Taylor County
Affordable$878/mo
$100,200$467/mo71.033.0%
Gilchrist County
Affordable$855/mo
$191,000$623/mo65.019.0%
Suwannee County
Affordable$849/mo
$160,900$557/mo70.419.0%
Jackson County
Affordable$846/mo
$113,900$558/mo70.732.0%
Union County
Affordable$846/mo
$160,400$569/mo69.924.0%
Bradford County
Affordable$838/mo
$180,300$696/mo61.634.0%
Levy County
Affordable$826/mo
$171,400$609/mo68.929.0%
Holmes County
Affordable$823/mo
$101,400$474/mo76.526.0%
Hamilton County
Affordable$819/mo
$110,400$447/mo77.830.0%
Madison County
Affordable$819/mo
$105,900$572/mo72.430.0%
Dixie County
Affordable$792/mo
$96,900$405/mo81.922.0%
Gadsden County
Affordable$792/mo
$154,700$719/mo65.831.0%
Jefferson County
Affordable$790/mo
$198,800$664/mo70.230.0%
Calhoun County
Affordable$680/mo
$134,000$494/mo92.033.0%

Compare Florida to Other States

See how Florida counties stack up against counties in other states. Compare rent, home values, and affordability side by side.

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Frequently Asked Questions About Florida Housing Costs

What is the most affordable county in Florida?
Calhoun County is among the most affordable counties in Florida with a median rent of $680 per month.
What is the most expensive county to live in Florida?
Monroe County is among the most expensive counties in Florida with a median rent of $1,959 per month and a median home value of $723,800.
How does Florida's cost of living compare to the national average?
Florida's average monthly rent of $1,233 is 6% above the national median of $1,163.
What is the average home value in Florida?
The average home value across all Florida counties is $257,245.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023). Data is informational only and is not personalized financial advice.