Cost of Living in Bradford County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Bradford County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Bradford County ranks #567 of 3,144 counties for affordability (top 18%)
Data Story
About Cost of Living in Bradford County, Florida
Bradford is a rare affordability oasis
Bradford County's 16.8% rent-to-income ratio ranks among America's most affordable housing markets. At $838 monthly rent against a $59,740 median income, residents enjoy substantially more financial breathing room than the typical U.S. household.
Florida's most budget-friendly county
Bradford's 16.8% housing burden and $838 median rent place it at the absolute bottom of Florida's affordability scale—the best the state offers. The rent-to-income ratio beats the state average of 22.5% by nearly 6 percentage points.
Rock-bottom rents in rural North Central
Bradford's $838 rent undercuts all nearby counties: Alachua ($1,255), Baker ($1,011), Bay ($1,424), and Calhoun ($680). Only Calhoun comes close, making Bradford and Calhoun the region's affordability champions.
Extreme affordability for renters and owners
Bradford renters spend just 16.8% of income on housing while owners spend 14.0%—both exceptional ratios. The $180,300 median home value and $696 monthly owner cost represent some of Florida's easiest entry points to homeownership.
Unbeatable value for extreme budget seekers
Bradford County delivers the state's lowest housing costs with minimal income sacrifice, ideal for remote workers or retirees prioritizing affordability. If you can embrace rural living, Bradford offers unmatched financial freedom in modern Florida.
Cost of Living Advisory: Bradford County
Affordability Verdict
Bradford County offers affordable rental housing at a median of $838/month — about 16.8% of the typical household income here.
Rent vs. Own
The median rent in Bradford County is $838/month, while owner costs run $696/month. Owning saves approximately $142/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,520/year. For owner costs at the 28% rule, the required income is roughly $29,829/year. With a median household income of $59,740, most households can comfortably afford rent here. Notably, 34.0% of renter households in Bradford County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Florida, Bradford County is less affordable than Putnam County by roughly 7% ($838/mo vs $902/mo).
Affordability Calculator
See how your income compares to housing costs in Bradford County
Rent Burden
16.8%
of gross income
Max Housing (28% Rule)
$1,394
per month
Owner Cost Burden
14.0%
of gross income
The median home in Bradford County may be a stretch
Median home value is $180,300. Estimated monthly cost: $1,439 vs. your max of $1,394.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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