Cost of Living in Bradford County, Florida

$838/mo
Median Monthly Rent
$180,300
Median Home Value
32% below state averageUnaffordable

At a Glance

Median Monthly Rent
$838/mo
32% below state average
Median Home Value
$180,300
36% below national
Rent-to-Income Ratio
34.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bradford County Compares

Median monthly rent comparison

Bradford County$838/mo
Florida Average$1,233/mo
National Median$1,163/mo

Detailed Housing Stats

$838/mo
Median Gross Rent
$180,300
Median Home Value
$696/mo
Monthly Owner Cost
34.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Bradford County, Florida

Bradford is a rare affordability oasis

Bradford County's 16.8% rent-to-income ratio ranks among America's most affordable housing markets. At $838 monthly rent against a $59,740 median income, residents enjoy substantially more financial breathing room than the typical U.S. household.

Florida's most budget-friendly county

Bradford's 16.8% housing burden and $838 median rent place it at the absolute bottom of Florida's affordability scale—the best the state offers. The rent-to-income ratio beats the state average of 22.5% by nearly 6 percentage points.

Rock-bottom rents in rural North Central

Bradford's $838 rent undercuts all nearby counties: Alachua ($1,255), Baker ($1,011), Bay ($1,424), and Calhoun ($680). Only Calhoun comes close, making Bradford and Calhoun the region's affordability champions.

Extreme affordability for renters and owners

Bradford renters spend just 16.8% of income on housing while owners spend 14.0%—both exceptional ratios. The $180,300 median home value and $696 monthly owner cost represent some of Florida's easiest entry points to homeownership.

Unbeatable value for extreme budget seekers

Bradford County delivers the state's lowest housing costs with minimal income sacrifice, ideal for remote workers or retirees prioritizing affordability. If you can embrace rural living, Bradford offers unmatched financial freedom in modern Florida.

Affordability Calculator

See how your income compares to housing costs in Bradford County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,394

per month

Owner Cost Burden

14.0%

of gross income

The median home in Bradford County may be a stretch

Median home value is $180,300. Estimated monthly cost: $1,439 vs. your max of $1,394.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Bradford County, Florida?
Bradford County, Florida has a median monthly rent of $838/mo and a median home value of $180,300. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.
What is the median rent in Bradford County?
The median gross rent in Bradford County is $838/mo. This is 32% below state average for Florida.
Is Bradford County affordable?
Bradford County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bradford County's rent compare to the state average?
Bradford County's median rent of $838/mo is 32% below state average of $1,233/mo for Florida.
What is the median home value in Bradford County?
The median home value in Bradford County, Florida is $180,300. This is 36% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.