CostBy County

Cost of Living in Osceola County, Florida

$1,746/mo
Median Monthly Rent
$353,300
Median Home Value

At a Glance

Median Monthly Rent
$1,746/mo
34% above state average
Median Home Value
$353,300
6% above national
Census GRAPI
37.9%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Osceola County Compares

Median monthly rent comparison

Osceola County$1,746/mo
Florida Average$1,304/mo
National Median$1,413/mo

Detailed Housing Stats

$1,746/mo
Median Gross Rent
$353,300
Median Home Value
$1,522/mo
Monthly Owner Cost
37.9%
Census GRAPI

National Ranking

Affordability Rank

Osceola County ranks #2,944 of 3,142 counties for affordability (bottom 6%)

Most AffordableLeast Affordable

Sourced county brief

Osceola County Official GRAPI Metric Reaches 37.9 Percent

Osceola County recorded an official median gross rent as a percentage of household income (GRAPI) of 37.9% for the 2020-2024 period. This metric is 5.1 percentage points above the Florida unweighted county mean of 32.8%. The median gross rent in the county was estimated at $1,746 per month, which is $442 higher than the state unweighted county mean of $1,304. For homeowners, the median selected monthly owner costs for all units stood at $1,522, while the median home value was $353,300. These figures are above the Florida unweighted county means of $1,039 and $284,325, respectively. Among renter households, the median income was recorded at $53,409. All rental affordability figures presented here are based on the official ACS B25071 GRAPI metric rather than derived estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Osceola County

Affordability Verdict

ACS B25071 estimates median gross rent at 37.9% of renter household income in Osceola County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,746 per month; median selected monthly owner costs are $1,522. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $69,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Florida unweighted mean of county median rents is $1,304 per month. Osceola County's $1,746 median is 33.9% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Osceola County

$

Rent Burden

28.8%

of gross income

Max Housing (28% Rule)

$1,695

per month

Owner Cost Burden

25.1%

of gross income

The median home in Osceola County may be a stretch

Median home value is $353,300. Estimated monthly cost: $2,821 vs. your max of $1,695.

Rent Affordability Guide

Your entered rent as a share of entered income28.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,637Needed: $69,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,637Needed: $65,229
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $72,637Needed: $82,223

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Osceola County, Florida?
Osceola County, Florida has a median monthly rent of $1,746/mo and a median home value of $353,300. The affordability rating is Stretched, with median gross rent equal to approximately 37.9% of renter household income.
What is the median rent in Osceola County?
The median gross rent in Osceola County is $1,746/mo. This is 34% above state average for Florida.
Is Osceola County affordable?
Osceola County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 37.9%. Median gross rent is 30–50% of renter household income.
How does Osceola County's rent compare to the state average?
Osceola County's median rent of $1,746/mo is 34% above state average of $1,304/mo for Florida.
What is the median home value in Osceola County?
The median home value in Osceola County, Florida is $353,300. This is 6% above the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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