Cost of Living in Osceola County, Florida

$1,651/mo
Median Monthly Rent
$317,600
Median Home Value
34% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,651/mo
34% above state average
Median Home Value
$317,600
13% above national
Rent-to-Income Ratio
37.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Osceola County Compares

Median monthly rent comparison

Osceola County$1,651/mo
Florida Average$1,233/mo
National Median$1,163/mo

Detailed Housing Stats

$1,651/mo
Median Gross Rent
$317,600
Median Home Value
$1,427/mo
Monthly Owner Cost
37.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Osceola County, Florida

Osceola rents hit harder than US average

Osceola County renters spend 28.8% of their income on rent, notably above the national benchmark of roughly 30% at affordability limits. The county's median household income of $68,711 trails the national median by $6,044, making housing costs feel heavier on local wallets.

More expensive than most Florida counties

At 28.8% of income, Osceola's rent-to-income ratio exceeds Florida's state average of 22.5%, placing the county among the pricier markets in the state. Median rent of $1,651 runs $418 higher than the state average, reflecting Orlando-area growth pressures.

Pricier than Polk, cheaper than Palm Beach

Osceola renters pay $1,651 monthly—$379 more than neighboring Polk County but $167 less than Palm Beach County. Among the central Florida corridor, Osceola sits firmly in the middle for cost but carries one of the higher affordability burdens due to relatively modest incomes.

Housing eats 54% of monthly expenses

Renters spend $1,651 monthly while homeowners carry $1,427 in mortgage payments, and combined they represent nearly 32% of the median household income of $68,711. That leaves Osceola households roughly $3,600 monthly for all other expenses after housing.

Relocating? Compare your budget here

If you're considering a move to Osceola, expect to allocate 29% of income to rent—significantly more than Santa Rosa County's 19.5% but less than Palm Beach's 26.9%. Use these figures to model your housing budget against local job opportunities and quality of life factors.

Affordability Calculator

See how your income compares to housing costs in Osceola County

$

Rent Burden

28.8%

of gross income

Max Housing (28% Rule)

$1,603

per month

Owner Cost Burden

24.9%

of gross income

The median home in Osceola County may be a stretch

Median home value is $317,600. Estimated monthly cost: $2,536 vs. your max of $1,603.

Rent Affordability Guide

Your rent-to-income ratio28.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Osceola County, Florida?
Osceola County, Florida has a median monthly rent of $1,651/mo and a median home value of $317,600. The affordability rating is Unaffordable, with rent making up approximately 37.0% of median household income.
What is the median rent in Osceola County?
The median gross rent in Osceola County is $1,651/mo. This is 34% above state average for Florida.
Is Osceola County affordable?
Osceola County is rated Unaffordable based on rent-to-income ratio of 37.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Osceola County's rent compare to the state average?
Osceola County's median rent of $1,651/mo is 34% above state average of $1,233/mo for Florida.
What is the median home value in Osceola County?
The median home value in Osceola County, Florida is $317,600. This is 13% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.