Cost of Living in Union County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Union County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Union County, Florida
Union County: America's affordability outlier
Union County's 15.6% rent-to-income ratio ranks among the lowest in the nation, with median rents of just $846 against a median household income of $64,922. Housing here remains remarkably accessible despite below-national-average incomes.
Florida's second-most affordable county
Union's 15.6% rent-to-income ratio trails only Suwannee's 18.4%, making it one of Florida's housing bargains. The median rent of $846 ranks second-lowest statewide, well below the state average of $1,233.
Beats Suwannee and Taylor on affordability
Union's 15.6% ratio edges out Suwannee (18.4%) and Taylor (23.4%), despite similar absolute rents of $846 versus $849 and $878. Union's relative income strength gives it the best affordability ratio among the state's rural counties.
Unbeatable rent-to-income alignment
Renters pay $846 monthly (15.6% of income) and homeowners just $569 (10.5% of income), the most balanced housing cost structure in our comparison. The median home value of $160,400 makes ownership dreams achievable for modest earners.
Union: Florida's hidden affordability gem
Households earning $60,000–$75,000 should seriously explore Union for its unmatched rent-to-income ratio and homeownership access. Those seeking small-town stability and economic viability should prioritize Union over even more remote Taylor County.
Affordability Calculator
See how your income compares to housing costs in Union County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,515
per month
Owner Cost Burden
10.5%
of gross income
You can likely afford the median home in Union County
Median home value is $160,400. Estimated monthly cost: $1,281 vs. your max of $1,515.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.