Cost of Living in Jefferson County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jefferson County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Jefferson County, Florida
Jefferson leads on affordability ratios
Jefferson County residents spend just 16.6% of income on rent—the lowest ratio of all eight counties and dramatically below Florida's 22.5% state average. With a median household income of $56,984 and median rent of $790, Jefferson achieves exceptional affordability that few Florida markets can match.
Florida's most affordable county overall
Jefferson County's 16.6% rent-to-income ratio stands alone among Florida's 67 counties, making it the state's gold standard for housing affordability. The median rent of $790 trails only Holmes County ($823) and Jackson County ($846), creating unmatched savings for renters.
Unmatched value in the region
Jefferson's $790 monthly rent is the cheapest of all eight counties, with only Holmes County ($823) coming close. The median home value of $198,800 sits mid-range regionally, but the 16.6% rent-to-income ratio means Jefferson renters save more than any peer, leaving money for savings or other needs.
Rents and ownership both exceptionally cheap
Renters dedicate just $790 monthly (16.6% of income) while homeowners pay $664 for mortgages and ownership costs. At a median household income of $56,984, Jefferson residents enjoy the county's remarkable property tax or land cost advantages, enabling genuine wealth-building opportunities.
Jefferson County is Florida's affordability champion
Relocating to Jefferson means maximizing savings: $790 rents (lowest in the region) and a 16.6% rent-to-income ratio that frees up nearly one-quarter more income than the state average. For budget-conscious Floridians or out-of-state movers, Jefferson offers the state's best opportunity to achieve genuine housing affordability.
Affordability Calculator
See how your income compares to housing costs in Jefferson County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,330
per month
Owner Cost Burden
14.0%
of gross income
The median home in Jefferson County may be a stretch
Median home value is $198,800. Estimated monthly cost: $1,587 vs. your max of $1,330.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.