Cost of Living in Seminole County, Florida

$1,686/mo
Median Monthly Rent
$357,300
Median Home Value
37% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,686/mo
37% above state average
Median Home Value
$357,300
27% above national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Seminole County Compares

Median monthly rent comparison

Seminole County$1,686/mo
Florida Average$1,233/mo
National Median$1,163/mo

Detailed Housing Stats

$1,686/mo
Median Gross Rent
$357,300
Median Home Value
$1,484/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Seminole County, Florida

Seminole rents outpace national norms

Seminole County renters spend 24.4% of income on housing, compared to the national average of roughly 28% for median rent-to-income ratios. With a median household income of $83,030—well above the national median of $74,755—residents here earn enough to absorb higher rents without severe affordability strain.

More affordable than most Florida counties

Seminole's 24.4% rent-to-income ratio places it slightly above Florida's state average of 22.5%, but rents here run significantly higher than the statewide median of $1,233. Among Florida's 67 counties, Seminole represents a middle-ground: costlier than rural areas, more affordable than booming coastal hubs.

Less costly than St. Johns, more than Volusia

Neighboring St. Johns County carries median rent of $1,775, making Seminole's $1,686 relatively accessible. Volusia County to the south offers slightly lower rents at $1,368, though Seminole's higher incomes offset its higher housing costs.

Rent and mortgages split the budget

Renters here pay $1,686 monthly while homeowners owe $1,484, meaning both groups spend roughly 20–24% of the $83,030 median income on housing. The median home value of $357,300 remains within reach for this county's above-average earners.

Consider Seminole if you earn above median

Seminole offers a balance of suburban convenience and reasonable housing costs—especially for households earning above $83,000. If affordability matters more than income level, Suwannee or Taylor counties offer steeper discounts; if earning potential draws you, St. Johns County may reward that investment.

Affordability Calculator

See how your income compares to housing costs in Seminole County

$

Rent Burden

24.4%

of gross income

Max Housing (28% Rule)

$1,937

per month

Owner Cost Burden

21.4%

of gross income

The median home in Seminole County may be a stretch

Median home value is $357,300. Estimated monthly cost: $2,852 vs. your max of $1,937.

Rent Affordability Guide

Your rent-to-income ratio24.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Seminole County, Florida?
Seminole County, Florida has a median monthly rent of $1,686/mo and a median home value of $357,300. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Seminole County?
The median gross rent in Seminole County is $1,686/mo. This is 37% above state average for Florida.
Is Seminole County affordable?
Seminole County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Seminole County's rent compare to the state average?
Seminole County's median rent of $1,686/mo is 37% above state average of $1,233/mo for Florida.
What is the median home value in Seminole County?
The median home value in Seminole County, Florida is $357,300. This is 27% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.