Cost of Living in Martin County, Florida

$1,499/mo
Median Monthly Rent
$386,500
Median Home Value
22% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,499/mo
22% above state average
Median Home Value
$386,500
37% above national
Rent-to-Income Ratio
34.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Martin County Compares

Median monthly rent comparison

Martin County$1,499/mo
Florida Average$1,233/mo
National Median$1,163/mo

Detailed Housing Stats

$1,499/mo
Median Gross Rent
$386,500
Median Home Value
$1,200/mo
Monthly Owner Cost
34.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Martin County, Florida

Martin County is right on national affordability

Martin County residents spend 22.3% of their income on rent, just below the national average for renters, despite median home values exceeding $386,000. The median household income of $80,701 outpaces the national figure of $74,755, providing residents breathing room in their housing costs.

Martin ranks among Florida's most affordable

At 22.3% of income spent on rent, Martin County performs better than Florida's state average of 22.5%, placing it in the upper tier of the state's 67 counties for housing affordability. This strength stems from both competitive rent levels ($1,499) and above-average household incomes.

More expensive than Marion, cheaper than Monroe

Martin's median rent of $1,499 runs higher than Marion County ($1,174) and Okeechobee ($974), but well below Monroe County's $1,959. The county's strong household income of $80,701 allows residents to absorb these costs more comfortably than lower-income neighbors.

Higher earnings offset Martin's premium rents

Martin County renters spend $1,499 monthly on a median income of $80,701—a 22.3% ratio that's sustainable compared to national norms. Homeowners face steeper costs at $1,200 monthly, or about 17.8% of income, reflecting median home values of $386,500.

Martin works for well-compensated relocators

If you earn above Florida's median household income, Martin County delivers strong affordability ratios and access to the Treasure Coast lifestyle. Test your budget here against Miami-Dade's 30.2% rent burden or Monroe's ultra-premium market to see your true cost-of-living advantage.

Affordability Calculator

See how your income compares to housing costs in Martin County

$

Rent Burden

22.3%

of gross income

Max Housing (28% Rule)

$1,883

per month

Owner Cost Burden

17.8%

of gross income

The median home in Martin County may be a stretch

Median home value is $386,500. Estimated monthly cost: $3,086 vs. your max of $1,883.

Rent Affordability Guide

Your rent-to-income ratio22.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Martin County, Florida?
Martin County, Florida has a median monthly rent of $1,499/mo and a median home value of $386,500. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.
What is the median rent in Martin County?
The median gross rent in Martin County is $1,499/mo. This is 22% above state average for Florida.
Is Martin County affordable?
Martin County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Martin County's rent compare to the state average?
Martin County's median rent of $1,499/mo is 22% above state average of $1,233/mo for Florida.
What is the median home value in Martin County?
The median home value in Martin County, Florida is $386,500. This is 37% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.