Cost of Living in Pasco County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Pasco County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pasco County ranks #2,713 of 3,142 counties for affordability (bottom 14%)
Sourced county brief
Pasco County Official GRAPI Estimated at 32.3 Percent
Pasco County reported an official median gross rent as a percentage of household income (GRAPI) of 32.3% in the 2020-2024 ACS period. This value is 0.5 percentage points below the Florida unweighted county mean of 32.8%. The median gross rent in the county was $1,505 per month, which sits $201 above the state unweighted county mean of $1,304. Homeowners in Pasco County had median selected monthly owner costs of $1,179, compared to the state unweighted county mean of $1,039. The median home value was estimated at $300,900, which is $16,575 higher than the Florida unweighted county mean of $284,325. Median renter-household income for the period was $54,119. These housing cost statistics are derived from official Census Bureau estimates and provide a snapshot of local conditions without incorporating external economic factors. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Pasco County
Affordability Verdict
ACS B25071 estimates median gross rent at 32.3% of renter household income in Pasco County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,505 per month; median selected monthly owner costs are $1,179. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $60,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Florida unweighted mean of county median rents is $1,304 per month. Pasco County's $1,505 median is 15.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Pasco County
Rent Burden
25.6%
of gross income
Max Housing (28% Rule)
$1,645
per month
Owner Cost Burden
20.1%
of gross income
The median home in Pasco County may be a stretch
Median home value is $300,900. Estimated monthly cost: $2,402 vs. your max of $1,645.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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