Cost of Living in Hamilton County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hamilton County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Hamilton County, Florida
Hamilton offers exceptional rent value
Hamilton County residents spend 20.6% of income on rent, well below the national affordability threshold and among Florida's most efficient housing markets. With a median household income of $47,696 and rent at $819 monthly, Hamilton proves that affordability is achievable even at lower income levels.
Hamilton beats state averages
At 20.6%, Hamilton's rent-to-income ratio sits 1.9 percentage points below Florida's 22.5% state average despite the county's relatively modest $47,696 median income. The $819 median rent ranks among the lowest in the survey, placing Hamilton among Florida's most affordable rental communities.
Hamilton's competitive rental edge
Hamilton's $819 rent is the second-lowest in this survey, trailing only Gadsden's $792, while outperforming Gilchrist ($855) and Hardee ($954). This rent advantage combined with reasonable income positions Hamilton as a top-tier affordable option for rural Florida relocators.
Hamilton's lean housing economy
Renters allocate $819 monthly from a median income of $47,696, consuming 20.6% of earnings and leaving 79.4% for taxes and living expenses. Homeowners benefit from exceptionally low $447 monthly owner costs (11.2% of income), making homeownership highly accessible with median home values of just $110,400.
Hamilton: true rural affordability
Hamilton County delivers authentic affordability for remote workers, retirees, or those seeking minimal housing costs in rural North Florida. The combination of low rent, low homeownership expenses, and reasonable income creates maximum financial flexibility for residents prioritizing housing economy.
Affordability Calculator
See how your income compares to housing costs in Hamilton County
Rent Burden
20.6%
of gross income
Max Housing (28% Rule)
$1,113
per month
Owner Cost Burden
11.2%
of gross income
You can likely afford the median home in Hamilton County
Median home value is $110,400. Estimated monthly cost: $881 vs. your max of $1,113.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.