CostBy County

Cost of Living in DeSoto County, Florida

$932/mo
Median Monthly Rent
$174,100
Median Home Value

At a Glance

Median Monthly Rent
$932/mo
29% below state average
Median Home Value
$174,100
48% below national
Census GRAPI
28.6%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How DeSoto County Compares

Median monthly rent comparison

DeSoto County$932/mo
Florida Average$1,304/mo
National Median$1,413/mo

Detailed Housing Stats

$932/mo
Median Gross Rent
$174,100
Median Home Value
$701/mo
Monthly Owner Cost
28.6%
Census GRAPI

National Ranking

Affordability Rank

DeSoto County ranks #1,416 of 3,142 counties for affordability (top 45%)

Most AffordableLeast Affordable

Sourced county brief

DeSoto County Median GRAPI Measured at 28.6 Percent

The official median gross rent as a percentage of household income (GRAPI) in DeSoto County was 28.6%. This percentage is 4.2 percentage points lower than the Florida unweighted county mean of 32.8%. The median renter-household income was recorded at $35,579. In terms of monthly expenditures, the median gross rent was $932, which is below the state unweighted county mean of $1,304. For property owners, the median home value was $174,100, trailing the state unweighted county mean of $284,325. Median selected monthly owner costs for all units were $701, compared to the state unweighted county mean of $1,039. These statistics provide a static observation of the county's financial landscape for housing. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: DeSoto County

Affordability Verdict

ACS B25071 estimates median gross rent at 28.6% of renter household income in DeSoto County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $932 per month; median selected monthly owner costs are $701. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $37,280 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Florida unweighted mean of county median rents is $1,304 per month. DeSoto County's $932 median is 28.5% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in DeSoto County

$

Rent Burden

20.6%

of gross income

Max Housing (28% Rule)

$1,270

per month

Owner Cost Burden

15.5%

of gross income

The median home in DeSoto County may be a stretch

Median home value is $174,100. Estimated monthly cost: $1,390 vs. your max of $1,270.

Rent Affordability Guide

Your entered rent as a share of entered income20.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,417Needed: $37,280
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,417Needed: $30,043
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,417Needed: $40,518

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in DeSoto County, Florida?
DeSoto County, Florida has a median monthly rent of $932/mo and a median home value of $174,100. The affordability rating is Affordable, with median gross rent equal to approximately 28.6% of renter household income.
What is the median rent in DeSoto County?
The median gross rent in DeSoto County is $932/mo. This is 29% below state average for Florida.
Is DeSoto County affordable?
DeSoto County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 28.6%. Median gross rent is under 30% of renter household income.
How does DeSoto County's rent compare to the state average?
DeSoto County's median rent of $932/mo is 29% below state average of $1,304/mo for Florida.
What is the median home value in DeSoto County?
The median home value in DeSoto County, Florida is $174,100. This is 48% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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