Cost of Living in Suwannee County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Suwannee County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Suwannee County ranks #939 of 3,144 counties for affordability (top 30%)
Data Story
About Cost of Living in Suwannee County, Florida
Suwannee offers deep affordability discounts
Suwannee County's 18.4% rent-to-income ratio stands among the nation's most affordable, with median rents of just $849 against a median household income of $55,479. Housing here consumes far less of paychecks than national norms, making it ideal for cost-conscious relocators.
Florida's affordability champion
Suwannee's 18.4% rent-to-income ratio ranks as one of Florida's lowest, falling well below the state average of 22.5%. With median rent of $849—far below the statewide median of $1,233—the county offers unmatched affordability across the state.
Beats rural peers on rent, matches on ratio
Suwannee's $849 rent undercuts Union ($846) and Taylor ($878) slightly, while its 18.4% ratio edges out Union's 15.6% due to lower incomes. All three northern counties offer exceptional value compared to coastal alternatives.
Rock-bottom housing across the board
Renters pay $849 monthly (18.4% of income) and homeowners just $557 (12% of income), among the lowest absolute costs statewide. The median home value of $160,900 makes homeownership genuinely accessible for first-time buyers.
Suwannee for budget-first relocators
If your household earns under $60,000 and housing affordability is paramount, Suwannee ranks as Florida's most welcoming county. Remote workers, retirees, and downsizers should prioritize this unbeatable combination of low costs and rural charm.
Cost of Living Advisory: Suwannee County
Affordability Verdict
Suwannee County offers affordable rental housing at a median of $849/month — about 18.4% of the typical household income here.
Rent vs. Own
Renters in Suwannee County pay $849/month on average, compared to $557/month for homeowners. This market favors buyers by about 34%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,960/year. For owner costs at the 28% rule, the required income is roughly $23,871/year. With a median household income of $55,479, most households can comfortably afford rent here. Notably, 19.0% of renter households in Suwannee County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Florida, Suwannee County is less affordable than Putnam County by roughly 6% ($849/mo vs $902/mo).
Affordability Calculator
See how your income compares to housing costs in Suwannee County
Rent Burden
18.4%
of gross income
Max Housing (28% Rule)
$1,295
per month
Owner Cost Burden
12.0%
of gross income
You can likely afford the median home in Suwannee County
Median home value is $160,900. Estimated monthly cost: $1,285 vs. your max of $1,295.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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