Cost of Living in Highlands County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Highlands County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Highlands County, Florida
Highlands offers solid national affordability
Highlands County residents spend just 21.2% of income on rent, beating Florida's state average of 22.5% and well below the national 30% concern level. The county's median household income of $55,581 and median rent of $980 combine to create one of Florida's more favorable housing situations.
Top-tier affordability within Florida
Highlands ranks among Florida's most affordable counties with a rent-to-income ratio of 21.2%—one of the lowest statewide. The median rent of $980 significantly undercuts Florida's median of $1,233, positioning Highlands as a genuine savings destination for cost-conscious renters.
Competitive with rural peers, beats growth areas
Highlands' $980 monthly rent rivals Hendry County ($958) while crushing Hillsborough's $1,543, offering clear cost advantages across the spectrum. For homebuyers, Highlands' $177,900 median home value is the lowest among comparable counties, with ownership costs of just $643 monthly.
Owning is significantly cheaper here
Renters pay $980 monthly (21.2% of income) while homeowners spend just $643—a $337 monthly gap favoring ownership. With a median household income of $55,581, this spread means homeowners recoup significant savings, making Highlands particularly attractive for buyers seeking true value.
Highlands County champions affordability
If budget is your priority, Highlands delivers: rents around $980 and homes under $178K with monthly costs under $650. The county's 21.2% rent-to-income ratio is among Florida's best, freeing up money for savings or quality of life investments.
Affordability Calculator
See how your income compares to housing costs in Highlands County
Rent Burden
21.2%
of gross income
Max Housing (28% Rule)
$1,297
per month
Owner Cost Burden
13.9%
of gross income
The median home in Highlands County may be a stretch
Median home value is $177,900. Estimated monthly cost: $1,420 vs. your max of $1,297.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.