Cost of Living in Nassau County, Florida
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Nassau County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Nassau County ranks #1,730 of 3,144 counties for affordability (bottom 45%)
Data Story
About Cost of Living in Nassau County, Florida
Nassau County ranks among nation's most affordable
Nassau County renters spend just 18.0% of their income on housing—well below the national norm and among the lowest in the country. With a median household income of $88,900 and median rent of $1,335, residents enjoy substantial breathing room in their housing budgets.
Nassau leads Florida in housing affordability
Nassau County's 18.0% rent-to-income ratio sits nearly 4.5 percentage points below Florida's state average of 22.5%, making it one of the state's most affordable large counties. The county's combination of strong household income ($88,900) and moderate rent levels ($1,335) creates a rare sweet spot in Florida's housing market.
Nassau outpaces all regional competitors
Nassau's 18.0% rent burden decisively beats Marion (24.1%), Okaloosa (22.4%), and every other nearby county, reflecting both higher incomes and controlled housing costs. The median rent of $1,335 sits comfortably between rural Marion ($1,174) and pricier coastal markets.
Nassau offers rare income-to-housing balance
Nassau County residents earning $88,900 annually pay $1,335 monthly in median rent—just 18.0% of gross income, leaving ample funds for savings and other expenses. Homeowners enjoy similar advantages: $1,377 monthly owner costs consume only 18.6% of income, though median home values of $351,100 require substantial equity.
Nassau is Florida's affordability standout
If housing affordability is your priority and you value strong household incomes, Nassau County delivers unmatched value compared to Miami-Dade's 30.2% rent burden or Monroe's premium market. The county's 18% ratio leaves you resources to invest, save, and build wealth—rare advantages in today's Florida.
Cost of Living Advisory: Nassau County
Affordability Verdict
Nassau County offers affordable rental housing at a median of $1,335/month — about 18.0% of the typical household income here.
Rent vs. Own
Renters in Nassau County pay $1,335/month on average, compared to $1,377/month for homeowners. This market favors renters by about 3%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $53,400/year. For owner costs at the 28% rule, the required income is roughly $59,014/year. With a median household income of $88,900, most households can comfortably afford rent here. Notably, 29.0% of renter households in Nassau County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Nassau County sits 4% more expensive than Indian River County ($1,284/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Nassau County
Rent Burden
18.0%
of gross income
Max Housing (28% Rule)
$2,074
per month
Owner Cost Burden
18.6%
of gross income
The median home in Nassau County may be a stretch
Median home value is $351,100. Estimated monthly cost: $2,803 vs. your max of $2,074.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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