Cost of Living in Okeechobee County, Florida

$974/mo
Median Monthly Rent
$179,000
Median Home Value
21% below state averageUnaffordable

At a Glance

Median Monthly Rent
$974/mo
21% below state average
Median Home Value
$179,000
37% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Okeechobee County Compares

Median monthly rent comparison

Okeechobee County$974/mo
Florida Average$1,233/mo
National Median$1,163/mo

Detailed Housing Stats

$974/mo
Median Gross Rent
$179,000
Median Home Value
$712/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Okeechobee County, Florida

Okeechobee offers Florida's lowest absolute rents

Okeechobee County renters pay a median of just $974 monthly—among the lowest in Florida—and spend 22.4% of their income on housing. However, the median household income of $52,288 falls roughly $22,500 below the national median, reflecting the county's rural character and limited earning opportunities.

Okeechobee ranks at Florida's affordability ceiling

With a rent-to-income ratio of 22.4%, Okeechobee sits at the state average of 22.5%, but this masks a critical reality: the county's median household income of $52,288 is among Florida's lowest. The cheap rents reflect limited rental supply and economic demand rather than true affordability for residents earning so little.

Okeechobee's rent is cheap, but income is cheaper

Okeechobee's $974 median rent undercuts all regional neighbors—Marion ($1,174), Martin ($1,499), and Orange ($1,675)—but its $52,288 household income lags Marion by $6,200 and Orange by nearly $25,000. The absolute savings on rent don't offset the income disadvantage for workers seeking upward mobility.

Okeechobee's low rent masks income constraints

A typical Okeechobee renter earning $52,288 annually pays $974 monthly—a 22.4% ratio that's mathematically affordable but practically tight. Homeowners fare better at $712 monthly (16.3% of income), yet the median home value of $179,000 still requires significant savings in a county with limited wage growth.

Okeechobee suits only ultra-budget relocators

Okeechobee County delivers the state's lowest rents and cheapest homes, but only consider relocating here if you're remote-working or retiring—local wages lag substantially. Compare your income requirements against Marion or Okaloosa counties to ensure you're not trading rent savings for economic stagnation.

Affordability Calculator

See how your income compares to housing costs in Okeechobee County

$

Rent Burden

22.4%

of gross income

Max Housing (28% Rule)

$1,220

per month

Owner Cost Burden

16.3%

of gross income

The median home in Okeechobee County may be a stretch

Median home value is $179,000. Estimated monthly cost: $1,429 vs. your max of $1,220.

Rent Affordability Guide

Your rent-to-income ratio22.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Okeechobee County, Florida?
Okeechobee County, Florida has a median monthly rent of $974/mo and a median home value of $179,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Okeechobee County?
The median gross rent in Okeechobee County is $974/mo. This is 21% below state average for Florida.
Is Okeechobee County affordable?
Okeechobee County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Okeechobee County's rent compare to the state average?
Okeechobee County's median rent of $974/mo is 21% below state average of $1,233/mo for Florida.
What is the median home value in Okeechobee County?
The median home value in Okeechobee County, Florida is $179,000. This is 37% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.